3 1st St, Westerly, RI 02891 Property Records

Westerly Town property record for 3 1st St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2.5 ba · 3,650 sqft · built 2004
Lot Size	0.24 acres (10,436 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Jul 2000)
Tax Bill	$11,791 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`M:165 B:11-B L`

Property Details

APN / Parcel Number

Primary APN	`M:165 B:11-B L`
Alternative APNs	`WEST M:165 B:11 L:B` `3106425`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,650 sqft Living Area
Gross Area	6,766 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,436 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3106425
Street Address	3 1ST ST
City	WESTERLY
State	RI
Zip	02891-5303
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	11
Legal Lot Number	B
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1067
Census Tract	51000

Owner

Source: Westerly Town records · APN M:165 B:11-B L

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10475 MARION ST, ENGLEWOOD, FL 34224-8728
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2000 · Amount on Record
Deed Sale	Jul 14, 2000 · Amount on Record
Deed Book / Page	838 / 147
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	3 1ST ST, WESTERLY, RI 02891-5303
Document Number	2019-2489
Instrument Date	Aug 01, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1754 WALDEN CT WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number	2019-2489
Date	Aug 02, 2019
Book Page	002019/012489
Instrument	3189

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,791.00 (-2.27%)	$1,658,400 (+32.23%) Land $872,800 Building $785,600
2023	$12,065.00 (+0.63%)	$1,254,200 (-) Land $623,500 Building $630,700
2022	$11,990.00	$1,254,200 Land $623,500 Building $630,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.