599 W Pine Tree Cv, Payson, UT 84651 Property Records

Utah County property record for 599 W Pine Tree Cv, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,786 sqft · built 2015
Lot Size	0.345 acres (15,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$728,175 (Aug 2023)
Tax Bill	$3,620 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`38-480-0026`

Property Details

APN / Parcel Number

Primary APN	`38-480-0026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,786 sqft Living Area
Gross Area	4,232 sqft
1st Floor Area	1,786 sqft
Basement Area	1,918 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	15,005 sqft (0.345 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	150 sqft
Porch	Open Slab
Porch Area	275 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	599 W PINE TREE CV
City	PAYSON
State	UT
Zip	84651-4579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26, ELK RIDGE MEADOWS PHASE 6 SUB AREA 0.344 AC.
Legal Subdivision	ELK RIDGE MEADOWS PHASE 6 SUB
Legal Phase	6
Legal Lot Number	26
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3022
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	599 W PINE TREE CV, PAYSON, UT 84651-4579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Oct 29, 2019	Deed of Trust, Mortgage DIRECT MTG
May 28, 2019	Deed of Trust, Mortgage JP MORGAN CHASE BK
May 10, 2017	Deed of Trust, Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Jan 28, 2016 · Amount on Record
Deed Document Number	202353936
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	599 W PINE TREE CV, PAYSON, UT 84651-4579
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	RAMPART TITLE INSURANCE AGENCY, RAMPART TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 N 750 W, SPRINGVILLE, UT 84663-5632

Mortgage

Document Number	0000003899
Date	Jan 22, 2024
Instrument	3899:2024

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	OREM, UT 84057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	599 W PINE TREE CV, PAYSON, UT 84651-4579
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	VISTA TITLE INC, TITAN TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105398
Date	Jun 9, 2021
Instrument	105398:2021

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	599 W PINE TREE CV, PAYSON, UT 84651-4579
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 W PINE TREE CV, ELK RIDGE, UT 84651-4579

Mortgage

Document Number	0000072433
Date	Jun 21, 2022
Instrument	72433:2022

Lender

Name	ZB NA
Type	Bank
Address	PAYSON, UT 84651

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 17, 2023
Property Address	599 W PINE TREE CV, PAYSON, UT 84651-4579
Document Number	0000053936
Instrument Date	Aug 14, 2023
Instrument	53936:2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	WESTCO TITLE SERVICES INC, INWEST TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	599 W PINE TREE CV, ELK RIDGE, UT 84651-4579

Mortgage

Document Number	0000053970
Date	Aug 17, 2023
Instrument	53970:2023

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	599 W PINE TREE CV, ELK RIDGE, UT 84651-4579
Document Number	0000114807
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	LENDMARK CLOSING SERVICES LLC, LENDMARK CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	599 W PINE TREE CV PAYSON UT 846514579, PAYSON, UT 84651-4579

Mortgage

Document Number	0000114807
Date	Nov 5, 2019
Instrument	114807

Lender

Name	DIRECT MTG
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	599 W PINE TREE CV, ELK RIDGE, UT 84651-4579
Document Number	0000050514
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	599 W PINE TREE CV PAYSON UT 846514579, PAYSON, UT 84651-4579

Mortgage

Document Number	0000050514
Date	Jun 5, 2019
Instrument	50514

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	599 W PINE TREE CV, ELK RIDGE, UT 84651-4579
Document Number	0000048520
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 2, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	599 W PINE TREE CV ELK RIDGE UT 846514579, ELK RIDGE, UT 84651-4579

Mortgage

Document Number	0000048520
Date	May 19, 2017
Instrument	48520

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 18, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Elk Ridge City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,200 (-44.76%)	$684,000 (+0.44%) Land $240,000 Building $444,000
2025	$3,620.00	$681,000 (+104.12%) Land $218,200 Building $462,800	$681,000 (+12.27%) Land $218,200 Building $462,800
2024	$3,620.00 (+11.8%)
2023	$3,238.00 (-10.01%)	$333,630 (-8.56%)	$606,600 (-8.56%) Land $201,700 Building $404,900
2022	$3,598.00	$364,870	$663,400 Land $202,400 Building $461,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 42% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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