531 W Pine Tree Cv, Payson, UT 84651 Property Records

Utah County property record for 531 W Pine Tree Cv, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,388 sqft · built 2015
Lot Size	0.221 acres (9,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,100 (Sep 2015)
Tax Bill	$3,636 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-480-0024`

Property Details

APN / Parcel Number

Primary APN	`38-480-0024`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,388 sqft Living Area
Gross Area	4,538 sqft
Basement Area	1,666 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	9,620 sqft (0.221 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	531 W PINE TREE CV
City	PAYSON
State	UT
Zip	84651-4579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24, ELK RIDGE MEADOWS PHASE 6 SUB AREA 0.221 AC.
Legal Subdivision	ELK RIDGE MEADOWS PHASE 6 SUB
Legal Phase	6
Legal Lot Number	24
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3022
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	531 W PINE TREE CV, PAYSON, UT 84651-4579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2015 · Amount on Record
Deed Sale	Sep 8, 2015 · Amount on Record
Prior Sale	Jul 9, 2015
Deed Document Number	201581995
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	531 W PINE TREE CV, ELK RIDGE, UT 84651-4579
Document Number	0000110574
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	531 W PINE TREE CV ELK RIDGE UT 846514579, ELK RIDGE, UT 84651-4579

Mortgage

Document Number	0000110574
Date	Jul 31, 2020
Instrument	110574

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Elk Ridge City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,575 (-44.79%)	$686,500 (+0.38%) Land $217,500 Building $469,000
2025	$3,636.00 (+0.03%)	$683,900 (+98.57%) Land $197,800 Building $486,100	$683,900 (+9.21%) Land $197,800 Building $486,100
2024	$3,635.00 (+8.73%)
2023	$3,343.00 (-6.75%)	$344,410	$626,200 Land $182,900 Building $443,300
2022	$3,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 42% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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