Utah County property record for 576 W Pine Tree Cv, Payson, UT 84651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,628 sqft · built 2015 |
| Lot Size | 0.197 acres (8,578 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,700 (Feb 2016) |
| Tax Bill | $3,059 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-480-0021 |
| Primary APN | 38-480-0021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,628 sqft Living Area |
| Gross Area | 3,879 sqft |
| 1st Floor Area | 1,628 sqft |
| Basement Area | 1,756 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | A-Frame |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,578 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Raised Porch |
|---|---|
| Porch Area | 193 sqft |
| Deck Area | Deck Area |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 576 W PINE TREE CV |
|---|---|
| City | PAYSON |
| State | UT |
| Zip | 84651-4579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21, ELK RIDGE MEADOWS PHASE 6 SUB AREA 0.197 AC. |
| Legal Subdivision | ELK RIDGE MEADOWS PHASE 6 SUB |
| Legal Phase | 6 |
| Legal Lot Number | 21 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | SPANISH FORK-PAYSON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10411 |
Source: Utah County records · APN 38-480-0021
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 576 W PINE TREE CV, PAYSON, UT 84651-4579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 08, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 17, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Jul 05, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Sep 14, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2016 · Amount on Record |
| Deed Sale | Feb 02, 2016 · Amount on Record |
| Prior Sale | Aug 14, 2015 |
| Deed Document Number | 20168678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 576 W PINE TREE CV, PAYSON, UT 84651-4579 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDEN |
| Name | Verified Name |
|---|---|
| Address | 576 W PINE TREE CV, ELK RIDGE, UT 84651-4579 |
| Document Number | 0000081394 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 81394:2025 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 576 W PINE TREE CV, PAYSON, UT 84651-4579 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000075382 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 75382:2023 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 576 W PINE TREE CV, PAYSON, UT 84651-4579 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000211013 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 211013:2021 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 576 W PINE TREE CV, PAYSON, UT 84651-4579 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000123293 |
|---|---|
| Date | Dec 08, 2022 |
| Instrument | 123293:2022 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 576 W PINE TREE CV, ELK RIDGE, UT 84651-4579 |
| Document Number | 0000106191 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 576 W PINE TREE CV ELK RIDGE UT 846514579, ELK RIDGE, UT 84651-4579 |
| Document Number | 0000106191 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 106191 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 576 W PINE TREE CV, ELK RIDGE, UT 84651-4579 |
| Document Number | 0000063654 |
| Instrument Date | Jul 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 576 W PINE TREE CV ELK RIDGE UT 846514579, ELK RIDGE, UT 84651-4579 |
| Document Number | 0000063654 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 63654 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 09, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 576 W PINE TREE CV, ELK RIDGE, UT 84651-4579 |
| Document Number | 0000093142 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2018 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 576 W PINE TREE CV ELK RIDGE UT 846514579, ELK RIDGE, UT 84651-4579 |
| Document Number | 0000093142 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 93142 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 21, 2047 |
Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Elk Ridge City |
| Unified School District | Nebo School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,080 (+11.88%) | $585,600 (+11.88%) Land $211,900 Building $373,700 | |
| 2025 | $3,059.00 (+9.48%) | ||
| 2023 | $2,794.00 (-8.93%) | $287,870 | $523,400 Land $178,200 Building $345,200 |
| 2022 | $3,068.00 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
| Wildfire Risk | Moderate above 54% of the US · above 42% of Utah |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Boston Omaha Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 214 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELK RIDGE TOWN serves 5,510 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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