Whatcom County property record for 5986 Ranch Loop, Ferndale, WA 98248 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2025 |
| Square Footage | 2,189 sqft Living Area |
| Lot Size | 4,251 sqft (0.097 acres) |
| Garage | Built-in, 480 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $725,500 (2025) |
| Tax Bill | $5,090.00 (2025) |
| Primary APN | 190227 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,189 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Combination Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,251 sqft (0.097 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 480 sqft Garage |
| Patio Area | 160 sqft Patio |
| Porch | Porch |
| Porch Area | 42 sqft Porch |
| Heating System | Heat Pump Heating |
|---|
| Account Number | 619192 |
|---|---|
| Street Address | 5986 RANCH LOOP |
| City | FERNDALE |
| State | WA |
| Zip | 98248-2138 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHURCH HILL RANCH PUD LOT 29 |
| Legal Subdivision | CHURCH HILL RANCH PUD |
| Legal Lot Number | 29 |
| Jurisdiction | WHATCOM WA |
| Minor Civil Division | FERNDALE |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 10503 |
Source: Whatcom County records · APN 190227
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5986 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Sep 12, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage HERITAGE SOUTHEAST BANK |
| Aug 07, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Jun 14, 2024 | Warranty Deed, Transfer CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2025 · Amount on Record |
| Deed Sale | Aug 07, 2025 · Amount on Record |
| Prior Sale | Jun 14, 2024 · Amount on Record |
| Deed Doc Number | 2025-0800556 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5986 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Name | Verified Name |
|---|---|
| Address | 5986 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Document Number | 0000201138 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026-0201138 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5986 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000900897 |
|---|---|
| Date | Sep 12, 2024 |
| Instrument | 2024-0900897 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | OLYMPIA, WA 98507 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 07, 2025 |
| Property Address | 5986 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Document Number | 0000800556 |
| Map Reference | AF 2023-0700991 |
| Instrument Date | Aug 05, 2025 |
| Instrument | 2025-0800556 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,973.90 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5986 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Document Number | 0000800557 |
|---|---|
| Date | Aug 07, 2025 |
| Instrument | 2025-0800557 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 14, 2024 |
| Property Address | 5986 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Document Number | 0000601009 |
| Map Reference | AF 2023-0700991 |
| Instrument Date | Jun 13, 2024 |
| Instrument | 2024-0601009 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,885.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5400 BLUE SKY WAY, FERNDALE, WA 98248-5601 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,090.00 | $678,058 Land $183,330 Building $494,728 | $678,058 Land $183,330 Building $494,728 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 4% of Washington |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures