5984 Ranch Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 5984 Ranch Loop, Ferndale, WA 98248 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2025
Square Footage2,228 sqft Living Area
Lot Size4,251 sqft (0.097 acres)
OccupancyOwner Occupied
Last Sale$732,900 (2025)
Tax Bill$5,157.00 (2025)

Property Details

APN / Parcel Number

Primary APN616006
Alternative APNs
  • 390124 360374 0000
  • 192003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,228 sqft Living Area
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Exterior MaterialCombination Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area4,251 sqft (0.097 acres)
Parking Spaces2 Parking Spaces
Garage TypeBuilt-in Garage
Garage Area557 sqft Garage
Patio Area190 sqft Patio
PorchPorch
Porch Area81 sqft Porch

Utilities and HVAC

Heating SystemHeat Pump Heating

Location & Zoning

Account Number616006
Street Address5984 RANCH LOOP
CityFERNDALE
StateWA
Zip98248-2138
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHURCH HILL RANCH PUD LOT 30
Legal SubdivisionCHURCH HILL RANCH PUD
Legal Lot Number30
JurisdictionWHATCOM WA
Minor Civil DivisionFERNDALE
Census Blockgroup2
Census Block2002
Census Tract10503

Owner

Source: Whatcom County records · APN 616006

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5984 RANCH LOOP, FERNDALE, WA 98248-2138
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2024Deed of Trust, Mortgage · Building or Construction Mortgage
PEOPLES BANK
Apr 01, 2025Warranty Deed, Transfer · Conventional Mortgage
BANNER BANK
Jun 14, 2024Warranty Deed, Transfer
CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2025 · Amount on Record
Deed SaleApr 01, 2025 · Amount on Record
Prior SaleJun 14, 2024 · Amount on Record
Deed Doc Number2025-0400110
Record RefreshedJun 08, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5984 RANCH LOOP, FERNDALE, WA 98248-2138
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000901977
DateSep 26, 2024
Instrument2024-0901977
Lender
NamePEOPLES BANK
TypeBank
AddressLYNDEN, WA 98264
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateApr 01, 2025
Property Address5984 RANCH LOOP, FERNDALE, WA 98248-2138
Document Number0000400110
Map ReferenceAF 2023-0700991
Instrument DateMar 27, 2025
Instrument2025-0400110
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$12,105.62
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5984 RANCH LOOP, SEDRO WOOLLEY, WA 98284

Mortgage

Document Number0000400111
DateApr 01, 2025
Instrument2025-0400111
Lender
NameBANNER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2055

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJun 14, 2024
Property Address5984 RANCH LOOP, FERNDALE, WA 98248-2138
Document Number0000601003
Map ReferenceAF 2023-0700991
Instrument DateJun 13, 2024
Instrument2024-0601003
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount Recorded
Tax$2,965.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5997 BARR RD, FERNDALE, WA 98248-8746

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 4% of Washington
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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