5982 Ranch Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 5982 Ranch Loop, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,297 sqft · built 2025
Lot Size0.097 acres (4,251 sqft)
OwnerIndividual Name on Record
Last Sale$725,000 (Aug 2025)
Tax Bill$5,279 (2025)
Deeds & MortgagesAug 2025 Sale
Aug 2024 Sale
Flood ZoneZone X (minimal risk)
APN598451

Property Details

APN / Parcel Number

Primary APN598451
Alternative APNs
  • 390124 360369 0000
  • 192004
  • 619240

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,297 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area4,251 sqft (0.097 acres)
Garage TypeBuilt-in
Garage Area489 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area47 sqft
Deck Area202 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number619240
Street Address5982 RANCH LOOP
CityFERNDALE
StateWA
Zip98248-2138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHURCH HILL RANCH PUD LOT 31
Legal SubdivisionCHURCH HILL RANCH PUD
Legal Lot Number31
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2002
Census Tract10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5982 RANCH LOOP, FERNDALE, WA 98248-2138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2025Warranty Deed, Subdivision Related Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Aug 30, 2024Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2025 · Amount on Record
Deed SaleAug 11, 2025 · Amount on Record
Prior SaleAug 30, 2024 · Amount on Record
Deed Document Number2025-0800736
Record UpdatedJun 8, 2026

August 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateAug 11, 2025
Property Address5982 RANCH LOOP, FERNDALE, WA 98248-2138
Document Number0000800736
Map ReferenceAF 2023-0700991
Instrument DateAug 8, 2025
Instrument2025-0800736
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 17, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$11,965.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5982 RANCH LOOP, FERNDALE, WA 98248-2138

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateAug 30, 2024
Property Address5982 RANCH LOOP, FERNDALE, WA 98248-2138
Document Number0000802253
Map ReferenceAF 2023-0700991
Instrument DateAug 28, 2024
Instrument2024-0802253
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,965.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5997 BARR RD, FERNDALE, WA 98248-8746
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,279.00$703,111 Land $183,330 Building $519,781$703,111 Land $183,330 Building $519,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Ziply Fiber.

Nearby Properties on Ranch Loop

Nearby Streets

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