598 E Aztec Ave, Gallup, NM 87301 Property Records

McKinley County property record for 598 E Aztec Ave, Gallup, NM 87301

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-105-088-306-203`

Property Details

APN / Parcel Number

Primary APN	`2-105-088-306-203`
Alternative APN	`R644625`

Location & Zoning

Account Number	R644625
Street Address	598 E AZTEC AVE
City	GALLUP
State	NM
Zip	87301-6065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2, BLOCK 9, COTTAGE HEIGHTS ADDN. DOC 349404 05/06/10 DOC 401442 07/29/22 CODE 2-105-088-306-203
Legal Subdivision	COTTAGE HEIGHTS ADDN
Legal Block	9
Legal Lot Number	1-2
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	3
Census Block	3000
Census Tract	945400

Owner

Source: McKinley County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	598 E AZTEC AVE, GALLUP, NM 87301-6065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WATERSTONE MORTGAGE CORP
Jul 29, 2022	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022
Deed Sale	Jul 29, 2022
Prior Sale	May 6, 2010
Deed Document Number	401442
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKINLEY NM
Property Address	598 E AZTEC AVE, GALLUP, NM 87301-6065
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 W PRICETON AVE, GALLUP, NM 87301-5219

Mortgage

Document Number	0000401444
Date	Jul 29, 2022
Instrument	401444

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKINLEY NM
Recording Date	Jul 29, 2022
Property Address	598 E AZTEC AVE, GALLUP, NM 87301-6065
Document Number	0000401442
Instrument Date	Jul 27, 2022
Instrument	401442
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	FOUR CORNERS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 E AZTEC AVE, GALLUP, NM 87301-6065

Mortgage

Document Number	0000401443
Date	Jul 29, 2022
Instrument	401443

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,995.00 (-5.54%)	$58,040 (+3%) Land $8,460 Building $49,580	$174,121 (+3%) Land $25,380 Building $148,741
2024	$2,112.00 (+1.73%)	$56,350 (+2.45%) Land $8,460 Building $47,890	$169,050 (+2.45%) Land $25,380 Building $143,670
2023	$2,076.00 (+35.95%)	$55,000 (+32.22%) Land $8,460 Building $46,540	$165,000 (+32.22%) Land $25,380 Building $139,620
2022	$1,527.00	$41,596 Land $7,693 Building $33,903	$124,788 Land $23,080 Building $101,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2025–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Choice Broadband Fixed Wireless	400 / 80

May also be available: Verizon.

Nearby Properties on E Aztec Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures