414 E Aztec Ave, Gallup, NM 87301 Property Records

McKinley County property record for 414 E Aztec Ave, Gallup, NM 87301

Property Summary

Property Type	Single Family Home
Lot Size	0.108 acres (4,724 sqft)
Owner	Individual Name on Record
Last Sale	$148,755 (Dec 2023)
Tax Bill	$884 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-105-088-358-189`

Property Details

APN / Parcel Number

Primary APN	`2-105-088-358-189`
Alternative APN	`R019399`

Exterior

Lot Area	4,724 sqft (0.108 acres)

Location & Zoning

Account Number	R019399
Street Address	414 E AZTEC AVE
City	GALLUP
State	NM
Zip	87301-6055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N.87' OF LOTS 1 & 2, N.87' OF THE E.5' OF LOT 3, BLOCK 11,A & P RAILWAY CO. ADDN. DOC 378126 10/31/16 DOC 405901 12/08/23 DOC 405902 12/08/23 CODE 2-105-088-358-189
Legal Subdivision	A & P RAILWAY CO. ADDN
Legal Block	11
Legal Lot Number	1-3
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	2
Census Block	2023
Census Tract	945400

Owner

Source: McKinley County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 E AZTEC AVE, GALLUP, NM 87301-6055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CALCON MUTUAL MORTGAGE LLC
Dec 8, 2023	Warranty Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Dec 8, 2023
Deed Document Number	2023405902
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKINLEY NM
Recording Date	Dec 8, 2023
Property Address	414 E AZTEC AVE, GALLUP, NM 87301-6055
Document Number	0000405901
Instrument Date	Dec 6, 2023
Instrument	405901
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	NOT AVAILABLE, DBA GALLUP TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 E MESA AVE, GALLUP, NM 87301-6024

Mortgage

Document Number	0000405904
Date	Dec 8, 2023
Instrument	405904

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKINLEY NM
Recording Date	Dec 8, 2023
Property Address	414 E AZTEC AVE, GALLUP, NM 87301-6055
Document Number	0000405902
Instrument Date	Dec 6, 2023
Instrument	405902
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	NOT AVAILABLE, DBA GALLUP TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E AZTEC AVE, GALLUP, NM 87301-6055

Mortgage

Document Number	0000405903
Date	Dec 8, 2023
Instrument	405903

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00 (-5.56%)	$25,736 (+3%) Land $5,980 Building $19,756	$77,208 (+3%) Land $17,940 Building $59,268
2024	$936.00 (+2.3%)	$24,987 (+3.07%) Land $5,980 Building $19,007	$74,960 (+3.07%) Land $17,940 Building $57,020
2023	$915.00 (-3.58%)	$24,243 (-6.24%) Land $5,980 Building $18,263	$72,730 (-6.24%) Land $17,940 Building $54,790
2022	$949.00	$25,856 Land $5,980 Building $19,876	$77,569 Land $17,940 Building $59,629

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Choice Broadband Fixed Wireless	400 / 80

May also be available: Verizon.

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