412 E Aztec Ave, Gallup, NM 87301 Property Records

McKinley County property record for 412 E Aztec Ave, Gallup, NM 87301

Property Summary

Property Type	Single Family Home
Lot Size	0.121 acres (5,284 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,729 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-105-088-364-182`

Property Details

APN / Parcel Number

Primary APN	`2-105-088-364-182`
Alternative APN	`R019615`

Exterior

Lot Area	5,284 sqft (0.121 acres)

Location & Zoning

Account Number	R019615
Street Address	412 E AZTEC AVE
City	GALLUP
State	NM
Zip	87301-6055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W.20' OF LOT 3, LOT 4, BLOCK 11, A & P RAILWAY CO. ADDN. DOC 375739 04/12/16 DOC 389467 07/02/19 DOC 401187 07/01/22 CODE 2-1
Legal Subdivision	A & P RAILWAY CO. ADDN
Legal Block	11
Legal Lot Number	3-4
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	2
Census Block	2023
Census Tract	945400

Owner

Source: McKinley County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8409 BELLA VISTA PL NW, ALBUQUERQUE, NM 87120-5357
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Intrafamily Transfer, Transfer FOUR POINTS TITLE COMPANY, FOUR CORNERS TITLE COMPANY
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022
Deed Sale	Jul 1, 2022
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	2022401187
Prior Transfer Date	Jul 12, 2021
Prior Transfer Doc	0000397146
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKINLEY NM
Recording Date	Jul 1, 2022
Property Address	412 E AZTEC AVE, GALLUP, NM 87301-6055
Document Number	0000401187
Instrument Date	Jun 23, 2022
Instrument	401187
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	FOUR POINTS TITLE COMPANY, FOUR CORNERS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8339 RUGE CT, ANTELOPE, CA 95843-5504

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKINLEY NM
Recording Date	Jul 2, 2019
Property Address	412 E AZTEC AVE, GALLUP, NM 87301-6055
Document Number	0000389467
Instrument Date	Jul 2, 2019
Instrument	389467
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	NOT AVAILABLE, GALLUP TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 402, LUPTON, AZ 86508-1402

Mortgage

Document Number	0000389468
Date	Jul 2, 2019
Instrument	389468

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,729.00 (-1.76%)	$48,363 (+3%) Land $7,987 Building $40,376	$145,087 (+3%) Land $23,960 Building $121,127
2024	$1,760.00 (+2.27%)	$46,954 (+3%) Land $7,987 Building $38,967	$140,862 (+3%) Land $23,960 Building $116,902
2023	$1,721.00 (+79.83%)	$45,587 (-5.62%) Land $7,987 Building $37,600	$136,760 (-5.62%) Land $23,960 Building $112,800
2022	$957.00	$48,300 Land $7,987 Building $40,313	$144,900 Land $23,960 Building $120,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Choice Broadband Fixed Wireless	400 / 80

May also be available: Verizon.

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