Osceola County property record for 5977 Ed Harris Ct, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,824 sqft · built 1995 |
| Lot Size | 0.551 acres (24,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Nov 2012) |
| Tax Bill | $3,033 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-26-31-4756-0001-0070 |
| Primary APN | 03-26-31-4756-0001-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,350 sqft |
| 1st Floor Area | 1,824 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,001 sqft (0.551 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 360 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 128 sqft |
| Deck Area | 1,283 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5977 ED HARRIS CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR1C |
| Legal Description | PINE GROVE EST UNIT 1 PB 7 PG 91 LOT 7 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | PINE GROVE ESTATES UNIT 1 |
| Legal Tract | 4756 |
| Legal Block | 70 |
| Legal Lot Number | 7 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 43700 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5977 ED HARRIS CT, SAINT CLOUD, FL 34771-8691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2012 · Amount on Record |
| Deed Sale | Nov 19, 2012 · Amount on Record |
| Prior Sale | Oct 29, 1999 · Amount on Record |
| Deed Document Number | 2012170437 |
| Deed Book / Page | 4353 / 1 |
| Prior Transfer Date | Oct 29, 2008 |
| Prior Transfer Doc | 0037600103 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5977 ED HARRIS CT, SAINT CLOUD, FL 34771-8691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052041533 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 5204/1533 |
| Instrument | 2017127295 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,033.00 (+7.1%) Homeowner's exemption | $181,617 (+5.99%) | $273,100 (+2.32%) Land $55,000 Building $218,100 |
| 2024 | $2,832.00 (+0.64%) | ||
| 2023 | $2,814.00 (+3.84%) Homeowner's exemption | $171,359 (+3%) | $266,900 (+11.12%) Land $55,000 Building $211,900 |
| 2022 | $2,710.00 Homeowner's exemption | $166,368 | $240,200 Land $55,000 Building $185,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 5 (1994–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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