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5972 Ed Harris Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5972 Ed Harris Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,736 sqft · built 1993
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Mar 2021)
Tax Bill$4,162 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN95664

Property Details

APN / Parcel Number

Primary APN95664
Alternative APN
  • 032631475600010100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,736 sqft Heated Area
Gross Area2,511 sqft
1st Floor Area1,736 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
Garage TypeFinished
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchOpen Porch
Porch Area292 sqft
Deck Area520 sqft
FenceFence
Utility Building128 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number95664
Street Address5972 ED HARRIS CT
CitySAINT CLOUD
StateFL
Zip34771-8691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR1C
Legal DescriptionPINE GROVE EST UNIT 1 PB 7 PG 91 LOT 10
Legal Range31E
Legal Township26S
Legal Section03
Legal SubdivisionPINE GROVE EST
Legal Tract4756
Legal Block1
Legal Lot Number10
Legal Unit1P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5972 ED HARRIS CT, SAINT CLOUD, FL 34771-8691
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2021 · Amount on Record
Deed SaleMar 2, 2021 · Amount on Record
Deed Document Number2021030400
Deed Book / Page5902 / 517
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 2, 2021
Property Address5972 ED HARRIS CT, SAINT CLOUD, FL 34771-8691
Document Number0059020517
Book / Page5902 / 517
Map ReferenceMB 7 PG 91
Instrument DateFeb 26, 2021
Instrument2021030400
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5972 ED HARRIS CT, 5972, SAINT CLOUD, FL 34771-8691

Transferred To (Grantee/Buyer)

NameVerified Name
Address5972 ED HARRIS CT, SAINT CLOUD, FL 34771-8691

Mortgage

Document Number0005902519
DateMar 2, 2021
Instrument5902/519
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,162.00 (+7.07%) Homeowner's exemption$263,090 (+5.99%)$278,200 (+2.69%) Land $55,000 Building $223,200
2023$3,887.00 (+3.57%) Homeowner's exemption$248,230 (+3%)$270,900 (+12.41%) Land $55,000 Building $215,900
2022$3,753.00 Homeowner's exemption$241,000 Land $55,000 Building $186,000$241,000 Land $55,000 Building $186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims5 (1994–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Spectrum
Fiber		1,000 / 1,000

May also be available: Verizon.

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