5974 Ed Harris Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5974 Ed Harris Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 1997
Lot Size	0.624 acres (27,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Mar 2019)
Tax Bill	$3,596 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-26-31-4756-0001-0110`

Property Details

APN / Parcel Number

Primary APN	`03-26-31-4756-0001-0110`
Alternative APNs	`263103475600010110` `95665`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	2,270 sqft
1st Floor Area	1,637 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,181 sqft (0.624 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	364 sqft
Porch	Florida Room
Porch Area	213 sqft
Deck Area	340 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5974 ED HARRIS CT
City	SAINT CLOUD
State	FL
Zip	34771-8691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR1C
Legal Description	PINE GROVE EST UNIT 1 PB 7 PG 91 LOT 11
Legal Range	31E
Legal Township	26S
Legal Section	03
Legal Subdivision	PINE GROVE ESTATES UNIT 1
Legal Tract	4756
Legal Block	110
Legal Lot Number	11
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43700

Owner

Source: Osceola County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5974 ED HARRIS CT, SAINT CLOUD, FL 34771-8691
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage NFM LENDING LLC
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Jul 23, 2013 · Amount on Record
Deed Document Number	201939361
Deed Book / Page	5498 / 2706
Last Transfer Date	Jan 9, 2026
Transfer Doc	0069070462
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jan 13, 2026
Property Address	5974 ED HARRIS CT, SAINT CLOUD, FL 34771-8691
Document Number	0069070462
Book / Page	6907 / 462
Map Reference	MB 7 PG 91
Instrument Date	Jan 9, 2026
Instrument	2026004862
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	TRILOGY TITLE AND CLOSING LLC, TRILOGY TITLE & CLOSING LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5974 ED HARRIS CT, SAINT CLOUD, FL 34771-8691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5974 ED HARRIS CT, SAINT CLOUD, FL 34771-8691

Mortgage

Document Number	0006907464
Date	Jan 13, 2026
Instrument	6907/464

Lender

Name	NFM LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 29, 2019
Property Address	5974 ED HARRIS CT, SAINT CLOUD, FL 34771-8691
Document Number	0054982706
Book / Page	5498 / 2706
Map Reference	MB 7 PG 91
Instrument Date	Mar 21, 2019
Instrument	2019039361
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5974 ED HARRIS CT, 5974, SAINT CLOUD, FL 34771-8691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5974 ED HARRIS CT, SAINT CLOUD, FL 34771-8691

Mortgage

Document Number	2019039362
Date	Mar 29, 2019
Instrument	2019039362

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,596.00 (+6.49%) Homeowner's exemption	$222,213 (+5.99%)	$287,900 (+2.09%) Land $55,000 Building $232,900
2024	$3,377.00 (+0.87%)
2023	$3,348.00 (+3.65%) Homeowner's exemption	$209,662 (+3%)	$282,000 (+12.44%) Land $55,000 Building $227,000
2022	$3,230.00 Homeowner's exemption	$203,556	$250,800 Land $55,000 Building $195,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Ed Harris Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures