5974 Olson Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 5974 Olson Rd, Ferndale, WA 98248

Property Summary

Property Type	Farm - Dairy
Lot Size	4.96 acres (216,058 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,800 (Jun 2021)
Tax Bill	$32 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390124-044354-0000`

Property Details

APN / Parcel Number

Primary APN	`390124-044354-0000`
Alternative APNs	`172773` `581755` `106210`

Exterior

Lot Area	216,058 sqft (4.96 acres)
Parking Spaces	5 Parking Spaces
Patio Area	1,240 sqft

Location & Zoning

Account Number	172773
Street Address	5974 OLSON RD
City	FERNDALE
State	WA
Zip	98248-8524
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Dairy
Local Zoning Code	R5A
Legal Description	THAT PTN LY WITHIN N 1/2 SW NW DAF-BEG AT SW COR OF N 1/2 SW NW-TH S 89 DEG 4318 E ALG S LI OF N 1/2 65 FT TO TPOB-TH N 00 DEG 3751 E 329.17 FT-TH S 89 DEG 3904 E 659.68 FT-TH S 00 DEG 2448 W 328.35 FT TO S LI OF N 1/2-TH N 89 DEG 4318 W ALG SD S LI
Legal Range	01
Legal Township	39
Legal Section	24
Legal Block	2
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2004
Census Tract	10503

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	NHN OLSON RD
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	20214513
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5974 OLSON RD, FERNDALE, WA 98248-8524
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5974 OLSON RD, FERNDALE, WA 98248-8524

Mortgage

Document Number	0000101484
Date	Jan 22, 2026
Instrument	2026-0101484

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 25, 2021
Property Address	OLSON RD, FERNDALE, WA 98248
Document Number	20210604513
Instrument Date	Jun 8, 2021
Instrument	2021-0604513
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,137.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	NHN OLSON ROAD, FERNDALE, WA 98248

Mortgage

Document Number	20210604514
Date	Jun 25, 2021
Instrument	2021-0604514

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jul 1, 2024

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32.00 (-37.25%)	$787,114 (+21,746.07%) Land $343,039 Building $444,075	$787,114 (+334.72%) Land $343,039 Building $444,075
2022		$3,603 Land $3,603	$181,063 Land $181,063
2021	$51.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pogozone powered by Neubeam.

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