5891 Olson Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 5891 Olson Rd, Ferndale, WA 98248

Property Summary

Property Type	Farm - Dairy
Details	9 bd · 6 ba · 1,090 sqft · built 1918
Lot Size	13.3 acres (581,962 sqft)
Owner	2 Company Names on Record
Last Sale	$370,000 (Sep 2013)
Tax Bill	$7,888 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`595355`

Property Details

APN / Parcel Number

Primary APN	`595355`
Alternative APNs	`390123 465220 0000` `506889` `87932`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	1,090 sqft Total Area
1st Floor Area	3,486 sqft
2nd Floor Area	2,586 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	581,962 sqft (13.3 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	310 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	506889
Street Address	5891 OLSON RD
City	FERNDALE
State	WA
Zip	98248-9649
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Dairy
Local Zoning Code	R5A
Legal Description	LOT 4 R & S CLUSTER SHORT PLAT AS REC AF 1990903101
Legal Range	01
Legal Township	39
Legal Section	23
Legal Subdivision	R & S CLUSTER SHORT PLAT
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2014
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	5891 OLSON RD, FERNDALE, WA 98248-9649
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Sep 27, 2022	Intrafamily Transfer, Transfer
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEBONIC FIN'L
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU
Mar 10, 2020	Deed of Trust, Mortgage BOEING EMPS CU
Feb 4, 2019	Loan Modification, Mortgage WHATCOM EDUCATIONAL CU
Apr 3, 2018	Deed of Trust, Mortgage WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 30, 2013 · Amount on Record
Deed Sale	Sep 30, 2013 · Amount on Record
Prior Sale	Sep 30, 2013 · Amount on Record
Deed Document Number	2130903339
Last Transfer Date	Sep 27, 2022
Transfer Doc	0000902277
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5891 OLSON RD, FERNDALE, WA 98248-9649
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602026
Date	Jun 11, 2021
Instrument	2021-0602026

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 8, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Sep 27, 2022
Property Address	5891 OLSON RD, FERNDALE, WA 98248-9649
Document Number	0000902277
Map Reference	FILE 1990903101
Instrument Date	Sep 9, 2022
Instrument	2022-0902277
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5891 OLSON RD, FERNDALE, WA 98248-9649

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5891 OLSON RD, FERNDALE, WA 98248-9649
Document Number	2201201024
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5891 OLSON RD FERNDALE WA 982489649, FERNDALE, WA 98248-9649

Mortgage

Document Number	2201201024
Date	Dec 4, 2020
Instrument	1201024

Lender

Name	SEBONIC FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 3, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5891 OLSON RD, FERNDALE, WA 98248-9649
Document Number	2200403753
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5891 OLSON RD FERNDALE WA 982489649, FERNDALE, WA 98248-9649

Mortgage

Document Number	2200403753
Date	Apr 30, 2020
Instrument	403753

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 29, 2045

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5891 OLSON RD, FERNDALE, WA 98248-9649
Document Number	2200302049
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	CHICAGO TITLE OK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5891 OLSON RD FERNDALE WA 982489649, FERNDALE, WA 98248-9649

Mortgage

Document Number	2200302049
Date	Mar 17, 2020
Instrument	302049

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHATCOM WA
Property Address	5891 OLSON RD, FERNDALE, WA 98248-9649
Document Number	2190200430
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5891 OLSON RD FERNDALE WA 982489649, FERNDALE, WA 98248-9649

Mortgage

Document Number	2190200430
Date	Feb 6, 2019
Instrument	200430

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5891 OLSON RD, FERNDALE, WA 98248-9649
Document Number	2180400745
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5891 OLSON RD FERNDALE WA 982489649, FERNDALE, WA 98248-9649

Mortgage

Document Number	2180400745
Date	Apr 9, 2018
Instrument	400745

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,888.00 (+13.48%)	$1,012,869 (-0.78%) Land $280,092 Building $732,777	$1,150,953 (-13.96%) Land $418,176 Building $732,777
2022		$1,020,833 Land $77,450 Building $943,383	$1,337,678 Land $394,295 Building $943,383
2021	$6,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pogozone powered by Neubeam.

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