5898 Olson Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 5898 Olson Rd, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,458 sqft · built 2020
Lot Size	1.94 acres (84,506 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,288 (Feb 2017)
Tax Bill	$7,660 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`390124-038260-0000`

Property Details

APN / Parcel Number

Primary APN	`390124-038260-0000`
Alternative APNs	`568804` `87966`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,458 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	1,062 sqft
Finished Basement	1,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	84,506 sqft (1.94 acres)
Porch	Wood Porch
Deck Area	348 sqft
Patio Area	984 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	87966
Street Address	5898 OLSON RD
City	FERNDALE
State	WA
Zip	98248-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	TR IN W 1/2 W 1/2 W 1/2 SW DAF-BEG AT W 1/4 SEC COR-TH S 89 DEG 5144 E ALG E-W SEC C/L 229.34 FT TO TPOB-TH S 00 DEG 2228 W ALG SD E LI 131.68 FT-TH S 89 DEG 5144 E 432.91 FT-TH N 00 DEG 3901 E 131.68 FT-TH N 89 DEG 5144 W 432.22 FT TO POB-TR LY WITH
Legal Range	01
Legal Township	39
Legal Section	24
Legal Block	2
Legal Lot Number	22
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2004
Census Tract	10503

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5898 OLSON RD, FERNDALE, WA 98248-9649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 27, 2020	Quit Claim Deed, Transfer UMPQUA BK
Feb 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2017 · Amount on Record
Deed Sale	Feb 16, 2017 · Amount on Record
Deed Document Number	2017201689
Last Transfer Date	Feb 25, 2020
Transfer Doc	0000203023
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5898 OLSON RD, FERNDALE, WA 98248-9649
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000801071
Date	Aug 15, 2023
Instrument	2023-0801071

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5898 OLSON RD, FERNDALE, WA 98248-9649
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	GUARDIAN LAND TITLE, GUARDIAN NW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000306103
Date	Mar 31, 2021
Instrument	2021-0306103

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 27, 2020
Property Address	5898 OLSON RD, FERNDALE, WA 98248-9649
Document Number	2200203023
Instrument Date	Feb 25, 2020
Instrument	203023
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5878 OLSON RD FERNDALE WA 982489649, FERNDALE, WA 98248-9649

Mortgage

Document Number	2200203024
Date	Feb 27, 2020
Instrument	203024

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 16, 2017
Property Address	5898 OLSON RD, FERNDALE, WA 98248-9649
Document Number	2170201689
Instrument Date	Feb 16, 2017
Instrument	201689
Transaction Type	Transfer
Record Updated	Mar 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,660.00 (+1,243.86%)	$980,424 (+22.31%) Land $288,959 Building $691,465	$980,424 (+22.31%) Land $288,959 Building $691,465
2022		$801,617 Land $209,378 Building $592,239	$801,617 Land $209,378 Building $592,239
2021	$570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pogozone powered by Neubeam.

Nearby Properties on Olson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures