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586 Iris Ct, Crystal Lake, IL 60014 Property Records

McHenry County property record for 586 Iris Ct, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details2,910 sqft · built 2001
Lot Size0.269 acres (11,722 sqft)
OwnerIndividual Name on File
Last Sale$590,000 (Jul 2022)
Deeds & MortgagesJul 2022 Sale & Mortgage
Nov 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-12-203-045

Property Details

APN / Parcel Number

Primary APN18-12-203-045

Interior

Stories1 Story
Building Area2,910 sqft Living Area
Gross Area4,403 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeFrame
Lot Area11,722 sqft (0.269 acres)
Garage Area777 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area631 sqft
PorchPorch
Porch Area169 sqft
Deck Area34 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address586 IRIS CT
CityCRYSTAL LAKE
StateIL
Zip60014-6992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0024034 LT 139 WEDGEWOOD PHASE 2 UNIT 3 MEMO: SCHACHELMAYER, JOSEPH J/TANIA L
Legal Range07E
Legal Township43N
Legal Section12
Legal SubdivisionWEDGEWOOD PHASE 2
Legal Phase2
Legal Block203
Legal Lot Number139
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group3
Census Block3003
Census Tract871105

Owner

586 Iris Ct is owned and occupied by an individual who bought it in July 2022.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address586 IRIS CT, CRYSTAL LAKE, IL 60014-6992
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED FIDELITY FUNDING CORP
Mar 5, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 23, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2022 · Amount on File
Deed SaleJul 7, 2022 · Amount on File
Prior SaleMar 5, 2020
Deed Document Number2022R0024034
Record UpdatedJun 7, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 7, 2022
Property Address586 IRIS CT, CRYSTAL LAKE, IL 60014-6992
Document Number0000024034
Map ReferenceDOC 96R010879
Instrument DateJun 22, 2022
Instrument2022R0024034
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address586 IRIS CT, 586, CRYSTAL LAKE, IL 60014-6992

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address586 IRIS CT, CRYSTAL LAKE, IL 60014-6992

Mortgage

Document Number0000024035
DateJul 7, 2022
Instrument2022R0024035
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address586 IRIS CT, CRYSTAL LAKE, IL 60014-6992
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038428
DateNov 8, 2019
Instrument2019R0038428
Lender
NameUNITED FIDELITY FUNDING CORP
TypeMortgage Company
AddressRIVERSIDE, MO 64150
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateMar 5, 2020
Property Address586 IRIS CT, CRYSTAL LAKE, IL 60014-6992
Document Number0000007808
Instrument DateFeb 17, 2020
Instrument7808
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address586 IRIS CT CRYSTAL LAKE IL 600146992, CRYSTAL LAKE, IL 60014-6992

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateJan 23, 2019
Property Address586 IRIS CT, CRYSTAL LAKE, IL 60014-6992
Document Number0000002030
Instrument DateDec 17, 2018
Instrument2030
Transaction TypeTransfer
Record UpdatedFeb 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address586 IRIS CT CRYSTAL LAKE IL 600146992, CRYSTAL LAKE, IL 60014-6992

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityCrystal Lake City
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$160,231 Land $9,908 Building $150,323$480,693 Land $29,724 Building $450,969

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 586 Iris Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 586 Iris Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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