580 Iris Ct, Crystal Lake, IL 60014 Property Records

McHenry County property record for 580 Iris Ct, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details2,952 sqft · built 2003
Lot Size0.278 acres (12,150 sqft)
Owner2 Owner Names on File
Last Sale$432,417 (Jan 2003)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18-12-203-044

Property Details

APN / Parcel Number

Primary APN18-12-203-044

Interior

Stories1 Story
Building Area2,952 sqft Living Area
Gross Area4,604 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialBrick
Construction TypeFrame
Lot Area12,150 sqft (0.278 acres)
Garage Area650 sqft
Parking Spaces2 Parking Spaces
Deck Area318 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address580 IRIS CT
CityCRYSTAL LAKE
StateIL
Zip60014-6992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2003R0009503 LT 140 WEDGEWOOD PHASE 2 UNIT 3
Legal Range07E
Legal Township43N
Legal Section12
Legal SubdivisionWEDGEWOOD PHASE 2
Legal Phase2
Legal Block203
Legal Lot Number140
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group3
Census Block3003
Census Tract871105

Owner

The current owner of 580 Iris Ct bought it in January 2003.

Source: McHenry County records, as of May 13, 2024

Owner of Record2 Owner Names on File
Mailing Address580 IRIS CT, CRYSTAL LAKE, IL 60014-6992
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2003 · Amount on File
Deed SaleJan 23, 2003 · Amount on File
Prior SaleAug 13, 2002
Deed Document Number2003R0009503
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address580 IRIS CT, CRYSTAL LAKE, IL 60014-6992
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003479
DateJan 19, 2021
Instrument2021R0003479
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityCrystal Lake City
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$151,433 Land $9,908 Building $141,525$454,299 Land $29,724 Building $424,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 580 Iris Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 580 Iris Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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