Smyth County property record for 597 Horseshoe Bend Rd, Chilhowie, VA 24319
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,629 sqft · built 1984 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,973 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-A-41D |
| Primary APN | 42-A-41D |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,629 sqft Living Area |
| Gross Area | 2,642 sqft |
| 1st Floor Area | 1,049 sqft |
| Basement Area | 525 sqft |
| Unfinished Basement | 525 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 396 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 302 sqft |
| Deck Area | 70 sqft |
| Patio Area | 348 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 144189 |
|---|---|
| Street Address | 597 HORSESHOE BEND RD |
| City | CHILHOWIE |
| State | VA |
| Zip | 24319-5434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELLER PLAT TR I 42 A 41D |
| Legal Subdivision | BEATTIE SUB-DIV |
| Legal Tract | 1 |
| Jurisdiction | SMYTH VA |
| Township / Civil Division | NORTH FORK |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 30100 |
597 Horseshoe Bend Rd, a single family home, is owned by two individuals.
Source: Smyth County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 595 HORSESHOE BEND RD, CHILHOWIE, VA 24319-5434 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Recording Date | Sep 22, 2026 |
| Property Address | 597 HORSESHOE BEND RD, CHILHOWIE, VA 24319-5434 |
| Document Number | 0000002179 |
| Book / Page | 1114 / 545 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 20262179 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|
| Document Number | 0000002179, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 1114/545 |
| Instrument | 20262179 |
| Name | BANK OF MARION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 18, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.19% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 597 Horseshoe Bend Rd was $1,973, up 17% from the year before.
Source: Smyth County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Smyth County |
| Unified School District | Smyth County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,973.00 (+16.95%) | $286,000 (-) Land $42,000 Building $244,000 | $286,000 (-) Land $42,000 Building $244,000 |
| 2025 | $1,687.00 | $286,000 Land $42,000 Building $244,000 | $286,000 Land $42,000 Building $244,000 |
| 2023 | $1,392.00 | $188,200 Land $37,000 Building $151,200 | $188,200 Land $37,000 Building $151,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 597 Horseshoe Bend Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 597 Horseshoe Bend Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 84% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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