538 Horseshoe Bend Rd, Chilhowie, VA 24319 Property Records

Smyth County property record for 538 Horseshoe Bend Rd, Chilhowie, VA 24319

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,162 sqft · built 1995
Lot Size0.95 acres (41,382 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Aug 2017)
Tax Bill$1,045 (2026)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-A-55

Property Details

APN / Parcel Number

Primary APN42-A-55
Alternative APN
  • 66257

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,162 sqft Living Area
Gross Area3,452 sqft
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialLogs
Roof TypeGable
Lot Area41,382 sqft (0.95 acres)
Garage Area900 sqft
PorchPorch
Porch Area284 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number66257
Street Address538 HORSESHOE BEND RD
CityCHILHOWIE
StateVA
Zip24319-5433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYONS GAP 42 A 55
Legal SubdivisionLYONS GAP
JurisdictionSMYTH VA
Township / Civil DivisionNORTH FORK
Census Block Group1
Census Block1001
Census Tract30701

Owner

538 Horseshoe Bend Rd is owned by two individuals who bought it in August 2017.

Source: Smyth County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 26, CHILHOWIE, VA 24319-0026
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2017 · Amount on File
Deed SaleAug 25, 2017 · Amount on File
Prior SaleJun 27, 2014 · Amount on File
Deed Document Number20172062
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSMYTH VA
Recording DateAug 25, 2017
Property Address538 HORSESHOE BEND RD, CHILHOWIE, VA 24319-5433
Document Number170002062
Instrument DateAug 24, 2017
Instrument170002062
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 26, CHILHOWIE, VA 24319-0026

Mortgage

Document Number170002063
DateAug 25, 2017
Instrument170002063
Lender
NameEASTMAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 538 Horseshoe Bend Rd was $1,045, up 17% from the year before.

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySmyth County
Unified School DistrictSmyth County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,045.00 (+17.02%)$151,500 (-) Land $15,000 Building $136,500$151,500 (-) Land $15,000 Building $136,500
2025$893.00$151,500 Land $15,000 Building $136,500$151,500 Land $15,000 Building $136,500
2023$738.00$99,800 Land $12,500 Building $87,300$99,800 Land $12,500 Building $87,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 Horseshoe Bend Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims21 (1979–2025)
Claims Outside the SFHA3 of 21
Most Recent ClaimFeb 2025 · Severe Winter Storms And Flooding
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims
  • Severe Storms And Flooding, Nov 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Horseshoe Bend Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 84% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Point Broadband
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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