Smyth County property record for 555 Horseshoe Bend Rd, Chilhowie, VA 24319
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 2001 |
| Lot Size | 2.66 acres (115,870 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,539 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-A-52B |
| Primary APN | 42-A-52B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 4,998 sqft |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 1,408 sqft |
| Unfinished Basement | 1,408 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Roof Type | Gable |
| Lot Area | 115,870 sqft (2.66 acres) |
| Porch | Porch |
| Porch Area | 704 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 49788 |
|---|---|
| Street Address | 555 HORSESHOE BEND RD |
| City | CHILHOWIE |
| State | VA |
| Zip | 24319-5434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LYONS GAP 42 A 52B |
| Legal Subdivision | LYONS GAP |
| Jurisdiction | SMYTH VA |
| Township / Civil Division | NORTH FORK |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 30100 |
555 Horseshoe Bend Rd is owned and occupied by two individuals.
Source: Smyth County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 555 HORSESHOE BEND RD, CHILHOWIE, VA 24319-5434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Apr 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Property Address | 555 HORSESHOE BEND RD, CHILHOWIE, VA 24319-5434 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 001044/680 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 1044/680 |
| Instrument | 190002835 |
| Name | DISCOVER BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 26, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Property Address | 555 HORSESHOE BEND RD, CHILHOWIE, VA 24319-5434 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 001066/831 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 1066/831 |
| Instrument | 210001080 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
The 2026 property tax bill for 555 Horseshoe Bend Rd was $1,539, up 16.9% from the year before.
Source: Smyth County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Smyth County |
| Unified School District | Smyth County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,539.00 (+16.95%) | $223,100 (-) Land $17,000 Building $206,100 | $223,100 (-) Land $17,000 Building $206,100 |
| 2025 | $1,316.00 | $223,100 Land $17,000 Building $206,100 | $223,100 Land $17,000 Building $206,100 |
| 2023 | $1,058.00 | $143,000 Land $14,500 Building $128,500 | $143,000 Land $14,500 Building $128,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 555 Horseshoe Bend Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 555 Horseshoe Bend Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 84% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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