491 4th St, Elko, NV 89801 Property Records

Elko County property record for 491 4th St, Elko, NV 89801

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	5,000 sqft · built 1947
Lot Size	0.117 acres (5,140 sqft)
Owner	Company Name on Record
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-261-002`

Property Details

APN / Parcel Number

Primary APN	`001-261-002`

Interior

Stories	1 Story
Building Area	5,000 sqft Living Area
Gross Area	8,640 sqft
Basement Area	3,640 sqft

Exterior

Year Built	Built 1947
Exterior Material	Stucco
Lot Area	5,140 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	491 4TH ST
City	ELKO
State	NV
Zip	89801-3133
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Local Zoning Code	ZC
Legal Description	GERBER LAW OFFICES
Legal Subdivision	CITY/ELKO
Legal Block	1
Legal Lot Number	1-4 2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1012
Census Tract	951000

Owner

Source: Elko County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	491 4TH ST, ELKO, NV 89801-3133
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jan 6, 2009
Last Transfer Date	Feb 28, 2018
Transfer Doc	0000737692
Record Updated	Jun 8, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Feb 28, 2018
Property Address	491 4TH ST, ELKO, NV 89801-3133
Document Number	0000737692
Instrument Date	Dec 1, 2017
Instrument	737692
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	491 4TH ST ELKO NV 898013133, ELKO, NV 89801-3133

Mortgage

Document Number	737693
Date	Feb 28, 2018
Instrument	737693

Lender

Name	GERBER A GRANT & L C TR (PT)

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,644.00 (+12.99%)	$99,556 (+10.93%) Land $14,420 Building $85,136	$284,446 (+10.93%) Land $41,200 Building $243,246
2023	$3,225.00 (+8%)	$89,746 (+10.06%) Land $14,420 Building $75,326	$256,417 (+10.06%) Land $41,200 Building $215,217
2022	$2,986.00	$81,546 Land $14,420 Building $67,126	$232,989 Land $41,200 Building $191,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Nevada
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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