Santa Cruz County property record for 596 San Andreas Rd, Watsonville, CA 95076
| Property Type | Orchard (Fruit, Nut) |
|---|---|
| Details | 3 bd · 3 ba · 2,415 sqft · built 1946 |
| Lot Size | 45.4 acres (1,979,497 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $11,824 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-201-15 |
| Primary APN | 046-201-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,415 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,979,497 sqft |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 596 SAN ANDREAS RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9648 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Orchard (Fruit, Nut) |
| Local Zoning Code | CA |
| Legal Subdivision | SAN ANDREAS RHO |
| Legal Lot Number | 14,17 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 122300 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 596 SAN ANDREAS RD, WATSONVILLE, CA 95076-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK. |
| Aug 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 8, 1994 |
| Transfer Doc | 0000050626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 14, 2026 |
| Property Address | 596 SAN ANDREAS RD, WATSONVILLE, CA 95076-9648 |
| Document Number | 0000008246 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20268246 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Document Number | 0000008246, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20268246 |
| Name | FIRST FINANCIAL BANK. |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 596 SAN ANDREAS RD, WATSONVILLE, CA 95076-9648 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 596 SAN ANDREAS RD, WATSONVILLE, CA 95076-9648 |
| Document Number | 0000041828 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-0041828 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | EL DORADO, AR 71730 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $921,452 (+2%) Land $585,240 Building $336,212 | |
| 2025 | $11,824.00 (+11.8%) Homeowner's exemption | $903,384 (+4.04%) Land $573,764 Building $329,620 |
| 2023 | $10,576.00 (+2%) Homeowner's exemption | $868,304 Land $551,484 Building $316,820 |
| 2022 | $10,369.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 474 units insured incl. 419 condo units |
| Nearby Flood Claims | 16 (1983–2023) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
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