596 Messer Ranch Rd, Belton, TX 76513 Property Records

Bell County property record for 596 Messer Ranch Rd, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	4,298 sqft · built 2020
Lot Size	1.1 acres (48,003 sqft)
Last Sale	$114,000 (Dec 2019)
Tax Bill	$3,119 (2021)
Deeds & Mortgages	May 2021 Mortgage May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0756700030`

Property Details

APN / Parcel Number

Primary APN	`0756700030`
Alternative APNs	`352690` `871720`

Interior

Stories	1 Story
Building Area	4,298 sqft Living Area
1st Floor Area	4,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Lot Area	48,003 sqft (1.1 acres)
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	MESSER RANCH RD
City	BELTON
State	TX
Zip	76513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN RIDGE AT MESSER RANCH, LOT 0011, ACRES 1.102
Legal Subdivision	INDIAN RIDGE AT MESSER RANCH
Legal Block	3
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	3
Census Block	3021
Census Tract	21801

Owner

Source: Bell County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Mailing Address	596 MESSER RANCH RD, BELTON, TX 76513-4385
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · VA Mortgage BANCORPSOUTH BANK
May 13, 2020	Deed of Trust, Construction Loan · Line of Credit BANCORPSOUTH
Dec 18, 2019	Grant Deed, Transfer MISCELLANEOUS GOVT AGCY
Oct 25, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Prior Sale	Oct 25, 2018
Deed Document Number	201957697
Prior Transfer Date	Jan 2, 2018
Prior Transfer Doc	0000000222
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	596 MESSER RANCH RD, BELTON, TX 76513-4385
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027004
Date	May 3, 2021
Instrument	2021027004

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	May 13, 2020
Property Address	596 MESSER RANCH RD, BELTON, TX 76513-4385
Document Number	0000022796
Instrument Date	May 13, 2020
Instrument	22796
Transaction Type	Construction Loan
Record Updated	Jul 21, 2020
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2530 MUGHO DR HARKER HEIGHTS TX 765482736, HARKER HEIGHTS, TX 76548-2736

Mortgage

Document Number	0000022796
Date	May 13, 2020
Instrument	22796

Lender

Name	BANCORPSOUTH
Type	Bank
Address	BELTON, TX 76513

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 12, 2021

Interest

Rate Type	Adjustable Rate

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Dec 18, 2019
Property Address	596 MESSER RANCH RD, BELTON, TX 76513-4385
Document Number	0000057697
Book / Page	011121 / 000240
Instrument Date	Dec 17, 2019
Instrument	57697
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2066 BALCONES PL BELTON TX 765135824, BELTON, TX 76513-5824

Mortgage

Document Number	57698
Date	Dec 18, 2019
Book Page	011121/000245
Instrument	57698

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	1700 N CONGRESS AVE, AUSTIN, TX 78701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Oct 25, 2018
Property Address	596 MESSER RANCH RD, BELTON, TX 76513-4385
Document Number	0000044813
Instrument Date	Oct 25, 2018
Instrument	44813
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3505 SPINNAKER LN BELTON TX 765132593, BELTON, TX 76513-2593

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$758,287 (-10.12%)	$1,014,480 (+20.24%) Land $96,000 Building $918,480
2023		$843,704 Land $96,000 Building $747,704	$843,704 Land $96,000 Building $747,704
2021	$3,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 62% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Altitude ISP Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Falcon Internet, Verizon.

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