421 Messer Ranch Rd, Belton, TX 76513 Property Records

Bell County property record for 421 Messer Ranch Rd, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,058 sqft · built 2016
Lot Size	1.74 acres (75,838 sqft)
Owner	Individual Name on File
Tax Bill	$7,391 (2023)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0756700015`

Property Details

APN / Parcel Number

Primary APN	`0756700015`
Alternative APNs	`352685` `848932`

Interior

Stories	2 Stories
Building Area	3,058 sqft Living Area
1st Floor Area	2,175 sqft
2nd Floor Area	883 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	75,838 sqft (1.74 acres)
Garage Area	953 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	750 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	848932
Street Address	421 MESSER RANCH RD
City	BELTON
State	TX
Zip	76513-4381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN RIDGE AT MESSER RANCH, LOT 0006, ACRES 1.741
Legal Subdivision	INDIAN RIDGE AT MESSER RANCH
Legal Lot Number	6 1
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	3
Census Block	3021
Census Tract	21801

Owner

421 Messer Ranch Rd is owned and occupied by an individual who acquired it in September 2018.

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	421 MESSER RANCH RD, BELTON, TX 76513-4381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 5, 2018	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018
Deed Sale	Sep 5, 2018
Prior Sale	Apr 30, 2015
Deed Document Number	201800037580
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	421 MESSER RANCH RD, BELTON, TX 76513-4381
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MESSER RANCH RD, BELTON, TX 76513-4381

Mortgage

Document Number	0000044040
Date	Oct 2, 2023
Instrument	2023044040

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	421 MESSER RANCH RD, BELTON, TX 76513-4381
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	SERVICELINK OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001551
Date	Jan 10, 2022
Instrument	2022001551

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	421 MESSER RANCH RD, BELTON, TX 76513-4381
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033070
Date	Jul 29, 2019
Instrument	2019-00033070

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 5, 2018
Property Address	421 MESSER RANCH RD, BELTON, TX 76513-4381
Document Number	0000037580
Map Reference	CAB D SL19-D
Instrument Date	Sep 5, 2018
Instrument	2018-00037580
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MESSER RANCH RD, BELTON, TX 76513-4381

Mortgage

Date	Sep 5, 2018

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,391.00 (-11.46%) Homeowner's exemption	$709,463 Land $96,000 Building $613,463	$709,463 Land $96,000 Building $613,463
2022	$8,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Messer Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Messer Ranch Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 64% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Altitude ISP Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Falcon Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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