402 Messer Ranch Rd, Belton, TX 76513 Property Records

Bell County property record for 402 Messer Ranch Rd, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,351 sqft · built 2020
Lot Size	1.33 acres (58,327 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,870 (2023)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0756700060`

Property Details

APN / Parcel Number

Primary APN	`0756700060`
Alternative APNs	`352700` `831294`

Interior

Stories	1 Story
Building Area	3,351 sqft Living Area
Gross Area	58,910 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	58,327 sqft (1.33 acres)
Garage Area	852 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	831294
Street Address	402 MESSER RANCH RD
City	BELTON
State	TX
Zip	76513-4381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN RIDGE AT MESSER RANCH, LOT 0021, ACRES 1.339
Legal Subdivision	INDIAN RIDGE AT MESSER RANCH
Legal Lot Number	21 1
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	3
Census Block	3021
Census Tract	21801

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 MESSER RANCH RD, BELTON, TX 76513-4381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK
May 9, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK
Aug 7, 2017	Warranty Deed, Transfer FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017
Deed Sale	Jul 14, 2017
Prior Sale	Jul 2, 2015
Deed Document Number	201700029589
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	2016-00040456
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	402 MESSER RANCH RD, BELTON, TX 76513-4381
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MESSER RANCH RD, BELTON, TX 76513-4381
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062911
Date	Sep 27, 2021
Instrument	2021062911

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	BELTON, TX 76513

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Mar 16, 2023

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	402 MESSER RANCH RD, BELTON, TX 76513-4381
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MESSER RANCH RD, BELTON, TX 76513-4381

Mortgage

Document Number	0000072557
Date	Dec 8, 2022
Instrument	2022072557

Lender

Name	CADENCE BANK NA
Type	Bank
Address	BELTON, TX 76513

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 29, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	402 MESSER RANCH RD, BELTON, TX 76513-4381
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003368
Date	Jan 22, 2020
Instrument	2020-00003368

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	TEMPLE, TX 76502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	May 9, 2019
Property Address	402 MESSER RANCH RD, BELTON, TX 76513-4381
Book / Page	010832 / 000740
Instrument Date	May 8, 2019
Instrument	19165
Transaction Type	Construction Loan
Record Updated	Jun 18, 2019
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 COPPER RIDGE LOOP TEMPLE TX 765025095, TEMPLE, TX 76502-5095

Mortgage

Document Number	0000019165
Date	May 9, 2019
Book Page	010832/000740
Instrument	19165

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	938 CANYON CREEK DR, TEMPLE, TX 76502-3232

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 8, 2020

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 7, 2017
Property Address	402 MESSER RANCH RD, BELTON, TX 76513-4381
Document Number	0000032894
Instrument Date	Aug 3, 2017
Instrument	32894
Transaction Type	Transfer
Record Updated	Aug 25, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3212 WILDCATTER DR BELTON TX 765135610, BELTON, TX 76513-5610

Mortgage

Document Number	32895
Date	Aug 7, 2017
Instrument	32895

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	BRYAN, TX 77802

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2032

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,870.00 (-11.03%) Homeowner's exemption	$740,217 Land $96,000 Building $644,217	$740,217 Land $96,000 Building $644,217
2022	$8,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 64% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Altitude ISP Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Falcon Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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