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5955 Rio Valle Dr, Bonsall, CA 92003 Property Records

San Diego County property record for 5955 Rio Valle Dr, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,475 sqft · built 1990
Lot Size0.316 acres (13,754 sqft)
OwnerIndividual Name on Record
Last Sale$925,000 (Sep 2021)
Tax Bill$4,822 (2025)
Deeds & MortgagesNov 2025 Transfer
Nov 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN126-451-29-00

Property Details

APN / Parcel Number

Primary APN126-451-29-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,475 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area13,754 sqft (0.316 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5955 RIO VALLE DR
CityBONSALL
StateCA
Zip92003-3504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 67 TR 012306
Legal SubdivisionBONSALL 4350
Legal Tract012306
Legal Block1
Legal Lot Number67
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1016
Census Tract18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5955 RIO VALLE DR, BONSALL, CA 92003-3504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Affidavit of Death of Joint Tenant, Transfer
Nov 18, 2025Intrafamily Transfer, Transfer
Sep 27, 2021Grant Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Oct 30, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
JMAC LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2021 · Amount on Record
Deed SaleSep 27, 2021 · Amount on Record
Prior SaleMar 3, 2010 · Amount on Record
Deed Document Number2021677764
Prior Transfer DateOct 22, 2020
Prior Transfer Doc0000672743
Record UpdatedOct 29, 2026

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateNov 18, 2025
Property Address5955 RIO VALLE DR, BONSALL, CA 92003-3504
Document Number0000325329
Map ReferenceMAP 12306
Instrument DateOct 30, 2025
Instrument2025-0325329
Transaction TypeTransfer
Record UpdatedDec 1, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5955 RIO VALLE DR, BONSALL, CA 92003-3504

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 18, 2025
Property Address5955 RIO VALLE DR, BONSALL, CA 92003-3504
Document Number0000325330
Map ReferenceMAP 12306
Instrument DateOct 30, 2025
Instrument2025-0325330
Transaction TypeTransfer
Record UpdatedDec 1, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5955 RIO VALLE DR, BONSALL, CA 92003-3504

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5955 RIO VALLE DR, BONSALL, CA 92003-3504

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 27, 2021
Property Address5955 RIO VALLE DR, BONSALL, CA 92003-3504
Document Number0000677764
Map ReferenceMAP 12306
Instrument DateSep 22, 2021
Instrument2021-0677764
Transaction TypeTransfer
Record UpdatedOct 5, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5955 RIO VALLE DR, BONSALL, CA 92003-3504

Mortgage

Document Number0000677765
DateSep 27, 2021
Instrument2021-0677765
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 30, 2020
Property Address5955 RIO VALLE DR, BONSALL, CA 92003-3504
Document Number0000672741
Instrument DateOct 8, 2020
Instrument2020-0672741
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5955 RIO VALLE DR, BONSALL, CA 92003-3504

Mortgage

Document Number0000672742
DateOct 30, 2020
Instrument2020-0672742
Lender
NameJMAC LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$474,000 (+2%) Land $131,771 Building $342,229
2025$4,822.00 (+1.88%) Homeowner's exemption$464,707 (+4.04%) Land $129,188 Building $335,519
2024$4,733.00 (+2.29%)
2023$4,627.00 (+1.76%) Homeowner's exemption$446,664 Land $124,172 Building $322,492
2022$4,547.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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