San Diego County property record for 5963 Rio Valle Dr, Bonsall, CA 92003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,329 sqft · built 1990 |
| Lot Size | 0.308 acres (13,413 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $927,500 (Jul 2023) |
| Tax Bill | $9,928 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Reverse Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-451-28-00 |
| Primary APN | 126-451-28-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,329 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 13,413 sqft (0.308 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5963 RIO VALLE DR |
|---|---|
| City | BONSALL |
| State | CA |
| Zip | 92003-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 66 TR 012306 |
| Legal Subdivision | BONSALL 4350 |
| Legal Tract | 012306 |
| Legal Block | 1 |
| Legal Lot Number | 66 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 18804 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5963 RIO VALLE DR, BONSALL, CA 92003-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 19, 2023 | Grant Deed, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jan 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Oct 2, 2019 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2023 · Amount on Record |
| Deed Sale | Jul 19, 2023 · Amount on Record |
| Prior Sale | Oct 2, 2019 · Amount on Record |
| Deed Document Number | 2023189912 |
| Prior Transfer Date | Nov 27, 2001 |
| Prior Transfer Doc | 0000865350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 19, 2023 |
| Property Address | 5963 RIO VALLE DR, BONSALL, CA 92003-3504 |
| Document Number | 0000189912 |
| Map Reference | MAP 12306 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023-0189912 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | TITLE FLORIDA INC, TITLE FORWARD OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5963 RIO VALLE DR, BONSALL, CA 92003-3504 |
| Document Number | 0000189913 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 2023-0189913 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.48% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5963 RIO VALLE DR, BONSALL, CA 92003-3504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|---|
| Address | 5963 RIO VALLE DR, BONSALL, CA 92003-3504 |
| Document Number | 0000022681 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021-0022681 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 2, 2019 |
| Property Address | 5963 RIO VALLE DR, BONSALL, CA 92003-3504 |
| Document Number | 0000440081 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 440081 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $666.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5963 RIO VALLE DR BONSALL CA 920033504, BONSALL, CA 92003-3504 |
| Document Number | 440082 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 440082 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $964,971 (+2%) Land $624,240 Building $340,731 | |
| 2025 | $9,928.00 (+48.53%) | $946,050 (+48.51%) Land $612,000 Building $334,050 |
| 2023 | $6,684.00 (+1.74%) | $637,011 Land $193,583 Building $443,428 |
| 2022 | $6,570.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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