5944 Rio Valle Dr, Bonsall, CA 92003 Property Records

San Diego County property record for 5944 Rio Valle Dr, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,329 sqft · built 1990
Lot Size0.437 acres (19,055 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Sep 2025)
Tax Bill$10,116 (2025)
Deeds & MortgagesSep 2025 Transfer
Sep 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN126-451-18-00

Property Details

APN / Parcel Number

Primary APN126-451-18-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,329 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleContemporary
Exterior MaterialStucco
Roof MaterialTile
Lot Area19,055 sqft (0.437 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5944 RIO VALLE DR
CityBONSALL
StateCA
Zip92003-3501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 41 TR 012306
Legal SubdivisionBONSALL 4350
Legal Tract012306
Legal Block1
Legal Lot Number41
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1015
Census Tract18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5944 RIO VALLE DR, BONSALL, CA 92003-3501
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Intrafamily Transfer, Transfer
TICOR TITLE-SAN DIEGO, TICOR TITLE GAN DIEGO
Sep 16, 2025Grant Deed, Transfer
TICOR TITLE-SAN DIEGO, TICOR TITLE GAN DIEGO
Jan 28, 2022Grant Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jan 22, 2020Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Aug 27, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2025 · Amount on Record
Deed SaleSep 16, 2025 · Amount on Record
Prior SaleJan 28, 2022 · Amount on Record
Deed Document Number2025257061
Prior Transfer DateAug 21, 2018
Prior Transfer Doc0000352718
Record UpdatedOct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 16, 2025
Property Address5944 RIO VALLE DR, BONSALL, CA 92003-3501
Document Number0000257062
Map ReferenceMAP 12306
Instrument DateSep 15, 2025
Instrument2025-0257062
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyTICOR TITLE-SAN DIEGO, TICOR TITLE GAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5944 RIO VALLE DR, BONSALL, CA 92003-3501

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 16, 2025
Property Address5944 RIO VALLE DR, BONSALL, CA 92003-3501
Document Number0000257061
Map ReferenceMAP 12306
Instrument DateMay 5, 2025
Instrument2025-0257061
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyTICOR TITLE-SAN DIEGO, TICOR TITLE GAN DIEGO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5944 RIO VALLE DR, BONSALL, CA 92003-3501

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 28, 2022
Property Address5944 RIO VALLE DR, BONSALL, CA 92003-3501
Document Number0000041921
Map ReferenceMAP 12306
Instrument DateJan 4, 2022
Instrument2022-0041921
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address254 OLEANDER DR, OCEANSIDE, CA 92057-6122

Mortgage

Document Number0000041922
DateJan 28, 2022
Instrument2022-0041922
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5944 RIO VALLE DR, BONSALL, CA 92003-3501
Document Number0000042506
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5944 RIO VALLE DR BONSALL CA 920033501, BONSALL, CA 92003-3501

Mortgage

Document Number0000042506
DateJan 27, 2020
Instrument42506
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 27, 2018
Property Address5944 RIO VALLE DR, BONSALL, CA 92003-3501
Document Number0000352718
Instrument DateAug 21, 2018
Instrument352718
Transaction TypeTransfer
Record UpdatedSep 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5944 RIO VALLE DR BONSALL CA 920033501, BONSALL, CA 92003-3501

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,149,000 (+18.33%) Land $600,000 Building $549,000
2025$10,116.00 (+4.3%) Homeowner's exemption$971,002 (+4.04%) Land $290,007 Building $680,995
2023$9,699.00 (+57.73%) Homeowner's exemption$933,299 Land $278,747 Building $654,552
2022$6,149.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Rio Valle Dr

Nearby Streets

Search Property Records by Address or Parcel Number