585 Reef Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 585 Reef Rd, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 6,461 sqft · built 2007
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$999,000 (Dec 2012)
Tax Bill$38,980 (2025)
Flood ZoneZone X (minimal risk)
APN33-40-21-00009-0000-00019.0

Property Details

APN / Parcel Number

Primary APN33-40-21-00009-0000-00019.0
Alternative APN
  • 99051

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures22 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area6,461 sqft Living Area
Gross Area7,439 sqft
1st Floor Area5,555 sqft
2nd Floor Area906 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialTile
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions210 ft deep x 105 ft wide
View / LotAbove Average
Garage TypeAttached
Garage Area978 sqft
DrivewayBrick Driveway
Driveway Area1,116 sqft

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area705 sqft
Patio Area540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address585 REEF RD
CityVERO BEACH
StateFL
Zip32963-2802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionOCEANSIDE/OCEANSIDE REPLAT SUB LOT 19 PBI 10-20
Legal Range40E
Legal Township33S
Legal Section21
Legal SubdivisionOCEANSIDE REPLAT SUB
Legal Lot Number19
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1003
Census Tract50509

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address585 REEF RD, VERO BEACH, FL 32963-2802
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2012 · Amount on Record
Deed SaleDec 31, 2012 · Amount on Record
Prior SaleSep 5, 2012 · Amount on Record
Deed Document Number20122259876
Deed Book / Page2632 / 753
Prior Transfer DateMar 27, 1996
Prior Transfer Doc1096002877
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$38,980.00 (+28.31%) Homeowner's exemption$2,784,852 (+6.38%) Land $563,480 Building $2,221,372$2,784,852 (+6.38%) Land $563,480 Building $2,221,372
2023$30,380.00 (+19.58%)$2,617,775 (+32.93%) Land $563,480 Building $2,054,295$2,617,775 (+32.93%) Land $563,480 Building $2,054,295
2022$25,405.00$1,969,274 Land $500,871 Building $1,468,403$1,969,274 Land $500,871 Building $1,468,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 166 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies467 units insured
incl. 301 condo units
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless · DSL
100 / 20

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