560 Reef Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 560 Reef Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,012 sqft · built 1987
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$4,690,500 (Apr 2023)
Tax Bill	$59,404 (2025)
Deeds & Mortgages	Apr 2023 Sale
Flood Zone	Zone VE (high risk)
APN	`33-40-21-00009-0000-00005.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-21-00009-0000-00005.0`
Alternative APN	`99037`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,012 sqft Living Area
Gross Area	3,687 sqft
1st Floor Area	1,646 sqft
2nd Floor Area	1,366 sqft
Utility Area	153 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	191 ft deep x 103 ft wide
View / Lot	Ocean
Garage Type	Attached
Garage Area	675 sqft
Driveway	Concrete Driveway
Driveway Area	2,880 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	397 sqft
Deck Area	290 sqft
Patio Area	582 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	560 REEF RD
City	VERO BEACH
State	FL
Zip	32963-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	OCEANSIDE/OCEANSIDE REPLAT SUB LOT 5 PBI 10-20
Legal Range	40E
Legal Township	33S
Legal Section	21
Legal Subdivision	OCEANSIDE REPLAT SUB
Legal Lot Number	5
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1001
Census Tract	50509

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 BEECHWOOD RD, SUMMIT, NJ 07901-2131
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Jan 13, 2010 · Amount on Record
Deed Document Number	202317987
Deed Book / Page	3613 / 774
Prior Transfer Date	May 12, 2006
Prior Transfer Doc	0020321439
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 13, 2023
Property Address	560 REEF RD, VERO BEACH, FL 32963-2801
Document Number	0036130774
Book / Page	3613 / 774
Map Reference	MB 10 PG 20
Instrument Date	Apr 8, 2023
Instrument	3120230017987
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$32,833.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 THORNBERRY LN, SUDBURY, MA 01776-1565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 ANGLERS CV, INDIAN RIVER SHORES, FL 32963-2702

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$59,404.00 (+55.9%)	$4,198,485 (+49.2%) Land $1,693,515 Building $2,504,970	$4,198,485 (+49.2%) Land $1,693,515 Building $2,504,970
2023	$38,103.00 (+11.07%)	$2,814,032 (+14.59%) Land $1,568,699 Building $1,245,333	$2,814,032 (+14.59%) Land $1,568,699 Building $1,245,333
2022	$34,306.00	$2,455,815 Land $1,568,699 Building $887,116	$2,455,815 Land $1,568,699 Building $887,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 166 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	467 units insured incl. 301 condo units
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL	100 / 20