Monmouth County and Middletown Township property record for 595 Harmony Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,899 sqft · built 1968 |
| Lot Size | 0.396 acres (17,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $397,000 (Oct 2018) |
| Tax Bill | $11,217 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00217-0000-00008 |
| Primary APN | 32-00217-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,899 sqft Living Area |
| 1st Floor Area | 1,899 sqft |
| Upper Floors Area | 1,332 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,250 sqft (0.396 acres) |
| Lot Dimensions | 150 ft deep x 115 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | 8325 |
|---|---|
| Street Address | 595 HARMONY RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | WILLETT ACRES |
| Legal Block | 217 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 800602 |
595 Harmony Rd is owned and occupied by two individuals who bought it in October 2018.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 595 HARMONY RD, MIDDLETOWN, NJ 07748-1052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SVGS BK |
| Oct 29, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2018 · Amount on File |
| Deed Sale | Oct 29, 2018 · Amount on File |
| Prior Sale | May 29, 1992 |
| Deed Document Number | 2018106015 |
| Deed Book / Page | 9318 / 6673 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 595 HARMONY RD, MIDDLETOWN, NJ 07748-1052 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0095377204 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 9537/7204 |
| Instrument | 2021127845 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 16, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 595 HARMONY RD, MIDDLETOWN, NJ 07748-1052 |
| Document Number | 0000116905 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | NEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 595 HARMONY RD MIDDLETOWN NJ 077481052, MIDDLETOWN, NJ 07748-1052 |
| Document Number | 0000116905 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 009447/005792 |
| Instrument | 116905 |
| Name | FIRST SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 29, 2018 |
| Property Address | 595 HARMONY RD, MIDDLETOWN, NJ 07748-1052 |
| Document Number | 0000106015 |
| Book / Page | 009318 / 006673 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 106015 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2018 |
| Title Company | WEICHERT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 595 HARMONY RD MIDDLETOWN NJ 077481052, MIDDLETOWN, NJ 07748-1052 |
| Document Number | 106016 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 009318/006684 |
| Instrument | 106016 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2048 |
The 2025 property tax bill for 595 Harmony Rd was $11,217, up 15% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $695,000 (-) Land $448,500 Building $246,500 | $695,000 (-) Land $448,500 Building $246,500 | |
| 2025 | $11,217.00 (+14.98%) | $695,000 Land $407,200 Building $287,800 | $695,000 Land $407,200 Building $287,800 |
| 2024 | $9,756.00 | ||
| 2023 | $558,600 Land $296,900 Building $261,700 | $558,600 Land $296,900 Building $261,700 | |
| 2022 | $10,232.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 595 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 68 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 5 (1996–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 595 Harmony Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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