592 Harmony Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 592 Harmony Rd, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,392 sqft · built 1908
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Mar 1992)
Tax Bill$7,747 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN32-00195-0000-00002

Property Details

APN / Parcel Number

Primary APN32-00195-0000-00002
Alternative APNs
  • 320019500002
  • 631

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,392 sqft Living Area
1st Floor Area865 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleTraditional
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area8,999 sqft (0.207 acres)
Lot Dimensions100 ft deep x 90 ft wide
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number631
Street Address592 HARMONY RD
CityMIDDLETOWN
StateNJ
Zip07748-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Block195
Legal Lot Number2
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3019
Census Tract800602

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address592 HARMONY RD, MIDDLETOWN, NJ 07748-1007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 1992 · Amount on Record
Deed SaleMar 26, 1992 · Amount on Record
Deed Book / Page5133 / 616
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address592 HARMONY RD, MIDDLETOWN, NJ 07748-1007
Transaction TypeMortgage
Record UpdatedFeb 27, 2026
Title Company2020 TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097772051
DateJan 28, 2026
Book Page9777/2051
Instrument2026008314
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueFeb 1, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$525,500 (+9.48%) Land $394,500 Building $131,000$525,500 (+9.48%) Land $394,500 Building $131,000
2025$7,747.00 (+16.37%)$480,000 (+34.08%) Land $350,200 Building $129,800$480,000 (+34.08%) Land $350,200 Building $129,800
2024$6,657.00 (+6.46%)
2023$358,000 Land $229,200 Building $128,800$358,000 Land $229,200 Building $128,800
2022$6,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2010–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimNov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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