Monmouth County and Middletown Township property record for 434 Harmony Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,160 sqft · built 1958 |
| Lot Size | 0.359 acres (15,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (Feb 2024) |
| Tax Bill | $9,694 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Feb 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00583-0000-00007 |
| Primary APN | 32-00583-0000-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Upper Floors Area | 760 sqft |
| Basement Area | 304 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,625 sqft (0.359 acres) |
| Lot Dimensions | 125 ft deep x 125 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 120 sqft |
| Patio Area | 100 sqft |
| Sewer | Connected |
|---|
| Old Parcel Number | 3200740000000007 |
|---|---|
| Street Address | 434 HARMONY RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | HARMONY ESTATES |
| Legal Block | 583 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 800701 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 434 HARMONY RD, MIDDLETOWN, NJ 07748-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 20, 2024 | Intrafamily Transfer, Transfer OCEANVIEW TITLE AGENCY LLC |
| Feb 27, 2024 | Deed, Transfer OCEANVIEW TITLE AGENCY LLC |
| Jul 5, 2018 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2024 · Amount on Record |
| Deed Sale | Feb 27, 2024 · Amount on Record |
| Prior Sale | Jan 13, 2006 · Amount on Record |
| Deed Document Number | 202413161 |
| Deed Book / Page | 9679 / 507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 20, 2024 |
| Property Address | 434 HARMONY RD, MIDDLETOWN, NJ 07748-1129 |
| Document Number | 0096781652 |
| Book / Page | 9678 / 1652 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 2024011117 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Title Company | OCEANVIEW TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 434 HARMONY RD, MIDDLETOWN, NJ 07748-1129 |
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 27, 2024 |
| Property Address | 434 HARMONY RD, MIDDLETOWN, NJ 07748-1129 |
| Document Number | 0096790507 |
| Book / Page | 9679 / 507 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 2024013161 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Title Company | OCEANVIEW TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,026.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 335 PICKNEY CT, CONWAY, SC 29526-2707 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 434 HARMONY RD, MIDDLETOWN, NJ 07748-1129 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 434 HARMONY RD, MIDDLETOWN, NJ 07748-1129 |
| Document Number | 0000072656 |
| Instrument Date | Jul 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2018 |
| Name | Verified Name |
|---|---|
| Address | 434 HARMONY RD MIDDLETOWN NJ 077481129, MIDDLETOWN, NJ 07748-1129 |
| Document Number | 0000072656 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 009302/001981 |
| Instrument | 72656 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $667,600 (+11.16%) Land $464,100 Building $203,500 | $667,600 (+11.16%) Land $464,100 Building $203,500 | |
| 2025 | $9,694.00 (+14.21%) | $600,600 (+29.86%) Land $414,600 Building $186,000 | $600,600 (+29.86%) Land $414,600 Building $186,000 |
| 2024 | $8,488.00 (+12.62%) | ||
| 2023 | $462,500 (+15.54%) Land $275,000 Building $187,500 | $462,500 (+15.54%) Land $275,000 Building $187,500 | |
| 2022 | $7,537.00 (+0.39%) | $400,300 Land $221,800 Building $178,500 | $400,300 Land $221,800 Building $178,500 |
| 2021 | $7,508.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1985–2026) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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