Rhea County property record for 595 Ewing Rd, Spring City, TN 37381
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,034 sqft · built 1900 |
| Lot Size | 2.97 acres (129,373 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Dec 2016) |
| Tax Bill | $1,223 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072020 00800 |
| Primary APN | 072020 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,034 sqft Living Area |
| 1st Floor Area | 2,432 sqft |
| Upper Floors Area | 1,152 sqft |
| Attic Area | 1,280 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 129,373 sqft (2.97 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 992 sqft |
| Deck Area | 20 sqft |
| Patio Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 595 EWING RD |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381-6125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1 |
| Legal Subdivision | WILLIAM D MCKENZIE |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 975000 |
Source: Rhea County assessment roll, APN 072020 00800, as of May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 981, SPRING CITY, TN 37381-0981 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 06, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 2016 · Amount on Record |
| Deed Sale | Dec 13, 2016 · Amount on Record |
| Prior Sale | Dec 13, 2016 · Amount on Record |
| Deed Document Number | 0000073682 |
| Deed Book / Page | 000454 / 000555 |
| Last Transfer Date | Feb 26, 2025 |
| Transfer Doc | 0000027168 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 595 EWING RD, SPRING CITY, TN 37381-6125 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 10297 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | T661/325 |
| Instrument | 21010297 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 595 EWING RD, SPRING CITY, TN 37381-6125 |
| Document Number | 0000004212 |
| Instrument Date | Oct 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 595 EWING RD SPRING CITY TN 373816125, SPRING CITY, TN 37381-6125 |
| Document Number | 0000004212 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 000637/000235 |
| Instrument | 4212 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Oct 18, 2047 |
Source: Rhea County assessment roll as of May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,223.00 (-7.7%) | $90,675 (+53.36%) Land $12,500 Building $78,175 | |
| 2024 | $362,700 (+53.36%) Land $50,000 Building $312,700 | ||
| 2022 | $59,125 Land $8,600 Building $50,525 | $236,500 Land $34,400 Building $202,100 | |
| 2021 | $1,325.00 |
Source: FEMA National Flood Hazard Layer, Rhea County (47143C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471439750003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 21 (1982–2019) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 44% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 22 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system TN0000970, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH U.D. OF RHEA COUNTY serves 3,640 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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