820 Ewing Rd, Spring City, TN 37381 Property Records

Rhea County property record for 820 Ewing Rd, Spring City, TN 37381

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (Jun 2022)
Tax Bill	$73 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2025 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072020H A 00100`

Property Details

APN / Parcel Number

Primary APN	`072020H A 00100`
Alternative APN	`020H A 00100`

Exterior

Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	189 ft deep x 328 ft wide
Terrain	Rolling

Location & Zoning

Street Address	820 EWING RD
City	SPRING CITY
State	TN
Zip	37381
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 1; SUBDIVISION: EWING HARBOR
Legal Subdivision	EWING HARBOR
Legal Lot Number	1
Jurisdiction	RHEA TN
Township / Civil Division	1
Census Block Group	3
Census Block	3008
Census Tract	975000

Owner

Source: Rhea County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1795 EUCHEE CHAPEL RD, SPRING CITY, TN 37381-6266
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMPLOYEES CREDIT UNION
Aug 6, 2025	Deed of Trust, Mortgage · Construction Mortgage SOUTHEAST BANK
Mar 28, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 17, 2022	Warranty Deed, Transfer CROSSLAND TITLE, CROSSLAND TITLE INC
Jul 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Apr 28, 2005
Deed Document Number	202214420
Deed Book / Page	505 / 642
Last Transfer Date	Mar 28, 2023
Transfer Doc	0000018321
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Recording Date	Jul 16, 2026
Property Address	820 EWING RD, SPRING CITY, TN 37381
Document Number	0000034270
Book / Page	754 / 508
Instrument Date	Jul 10, 2026
Instrument	202634270
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1795 EUCHEE CHAPEL RD, SPRING CITY, TN 37381-6266

Mortgage

Document Number	0000034270,
Date	Jul 16, 2026
Book Page	754/508
Instrument	202634270

Lender

Name	EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	820 EWING RD, SPRING CITY, TN 37381
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1795 EUCHEE CHAPEL RD, SPRING CITY, TN 37381-6266

Mortgage

Document Number	0000029471
Date	Aug 6, 2025
Book Page	T732/418
Instrument	25029471

Lender

Name	SOUTHEAST BANK
Type	Bank
Address	ATHENS, TN 37371

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RHEA TN
Recording Date	Mar 28, 2023
Property Address	820 EWING RD, SPRING CITY, TN 37381
Document Number	0000018322
Book / Page	513 / 234
Map Reference	MB 3 PG 265
Instrument Date	Mar 17, 2023
Instrument	23018322
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1795 EUCHEE CHAPEL RD, SPRING CITY, TN 37381-6266

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Jun 17, 2022
Property Address	820 EWING RD, SPRING CITY, TN 37381
Document Number	0000014420
Book / Page	505 / 642
Map Reference	MB 3 PG 265
Instrument Date	May 15, 2022
Instrument	22014420
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	CROSSLAND TITLE, CROSSLAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$162.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1-4 EWING HARBOR, RHEA COUNTY, TN

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RHEA TN
Recording Date	Jul 24, 2017
Property Address	EWING RD, SPRING CITY, TN 37381
Document Number	0000002565
Book / Page	000459 / 000080
Instrument Date	Jul 12, 2017
Instrument	2565
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	325 DYER RD MADISONVILLE TN 373546073, MADISONVILLE, TN 37354-6073

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$73.00 (-17.98%)	$5,450 (+38.85%) Land $5,450
2024			$21,800 (+38.85%) Land $21,800
2022		$3,925 Land $3,925	$15,700 Land $15,700
2021	$89.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1982–2019)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims Severe Storms And Flooding, Sep 2004 · 10 claims Severe Storms & Flooding, Dec 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH U.D. OF RHEA COUNTY serves 3,640 people · EPA ID TN0000970
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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