405 Ewing Rd, Spring City, TN 37381 Property Records

Rhea County property record for 405 Ewing Rd, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	1 ba · 720 sqft · built 1997
Lot Size	1.68 acres (73,181 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Apr 2024)
Tax Bill	$382 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072019 05116`

Property Details

APN / Parcel Number

Primary APN	`072019 05116`
Alternative APN	`019 05116`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	73,181 sqft (1.68 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	162 sqft
Deck Area	64 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	405 EWING RD
City	SPRING CITY
State	TN
Zip	37381-6125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: DANIELS SUBDIVISION
Legal Subdivision	DANIELS SUBD
Legal Lot Number	1
Jurisdiction	RHEA TN
Township / Civil Division	1
Census Block Group	3
Census Block	3010
Census Tract	975000

Owner

Source: Rhea County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 EWING RD, SPRING CITY, TN 37381-6125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL LENDING
Apr 18, 2024	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
May 24, 2019	Grant Deed, Transfer NOT AVAILABLE
Jul 3, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	202423015
Deed Book / Page	523 / 219
Prior Transfer Date	Apr 17, 2024
Prior Transfer Doc	0000023015
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Recording Date	Sep 9, 2026
Property Address	405 EWING RD, SPRING CITY, TN 37381-6125
Document Number	0000100623
Book / Page	1 / 2811
Instrument Date	Aug 25, 2026
Instrument	2026100623
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 EWING RD, SPRING CITY, TN 37381-6125

Mortgage

Document Number	0000100623,
Date	Sep 9, 2026
Book Page	1/2811
Instrument	2026100623

Lender

Name	CAPITAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Apr 18, 2024
Property Address	405 EWING RD, SPRING CITY, TN 37381-6125
Document Number	0000023015
Book / Page	523 / 219
Map Reference	MB 2 PG 423
Instrument Date	Apr 17, 2024
Instrument	24023015
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381.10
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 EWING RD, SPRING CITY, TN 37381-6125

Mortgage

Document Number	0000023016
Date	Apr 18, 2024
Instrument	24023016

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RHEA TN
Recording Date	May 24, 2019
Property Address	405 EWING RD, SPRING CITY, TN 37381-6125
Document Number	0000011222
Book / Page	000475 / 000102
Instrument Date	May 14, 2019
Instrument	11222
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$95.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 EWING RD SPRING CITY TN 373816125, SPRING CITY, TN 37381-6125

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RHEA TN
Recording Date	Jul 3, 2017
Property Address	405 EWING RD, SPRING CITY, TN 37381-6125
Document Number	0000002358
Book / Page	000458 / 000524
Instrument Date	Jun 29, 2017
Instrument	2358
Transaction Type	Foreclosure
Record Updated	Jul 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$84.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7360 S KYRENE RD TEMPE AZ 852838432, TEMPE, AZ 85283-8432
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$382.00 (+32.64%)	$28,350 (+136.25%) Land $6,850 Building $21,500
2024			$113,400 (+136.25%) Land $27,400 Building $86,000
2022		$12,000 Land $3,350 Building $8,650	$48,000 Land $13,400 Building $34,600
2021	$288.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1982–2019)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims Severe Storms And Flooding, Sep 2004 · 10 claims Severe Storms & Flooding, Dec 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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