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595 E Drayton St, Ferndale, MI 48220 Property Records

Oakland County property record for 595 E Drayton St, Ferndale, MI 48220 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 786 sqft · built 1921
Lot Size0.104 acres (4,530 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Jun 2022)
Tax Bill$5,601 (2025)
Deeds & MortgagesJun 2022 Mortgage
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN24-25-27-401-030

Property Details

APN / Parcel Number

Primary APN24-25-27-401-030

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area786 sqft Living Area
1st Floor Area786 sqft
Basement Area786 sqft
Unfinished Basement786 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 2022
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,530 sqft (0.104 acres)
Lot Dimensions129 ft deep x 35 ft wide
Garage Area315 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area61 sqft
Deck Area110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal

Location & Zoning

Street Address595 E DRAYTON ST
CityFERNDALE
StateMI
Zip48220-1328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 277, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWOODWARD HTS SUB
Legal Lot Number277
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1006
Census Tract173100

Owner

Source: Oakland County records · APN 24-25-27-401-030

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address595 E DRAYTON ST, FERNDALE, MI 48220-1328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
STAUNTON FINANCIAL INC
Aug 09, 2021Deed of Trust, Mortgage
COMMERCIAL LENDER LLC
Jun 21, 2022Warranty Deed, Transfer
ETITLE AGENCY INC
Mar 16, 2021Warranty Deed, Transfer
LIBERTY TITLE
Jul 01, 2019Quit Claim Deed, Transfer · Conventional with PMI
LAKE MI CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2022 · Amount on Record
Deed SaleJun 21, 2022 · Amount on Record
Prior SaleMar 16, 2021 · Amount on Record
Deed Document Number2022401189
Deed Book / Page57876 / 661
Prior Transfer DateJun 24, 2019
Prior Transfer Doc0000104631
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address595 E DRAYTON ST, FERNDALE, MI 48220-1328
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 ODOMS MILL BLVD, PONTE VEDRA BEACH, FL 32082-4131

Mortgage

Document Number0000399424
DateJun 17, 2022
Book Page57866/69
Instrument399424
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
AddressSOUTHFIELD, MI 48075
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateJul 01, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.3%
IndexOther
Margin3
Max Rate10.3%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address595 E DRAYTON ST, FERNDALE, MI 48220-1328
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8850 LEAH LN, FLAGSTAFF, AZ 86004-9551

Mortgage

Document Number0000194581
DateAug 09, 2021
Book Page56669/360
Instrument194581
Lender
NameCOMMERCIAL LENDER LLC
TypeNon-Lending Institution
AddressVERNON ROCKVILLE, CT 06066
Agreement
AmountAmount Recorded
Term12 Months
DueAug 01, 2022

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 21, 2022
Property Address595 E DRAYTON ST, FERNDALE, MI 48220-1328
Document Number0000401189
Book / Page57876 / 661
Map ReferenceLB 10 PG 27
Instrument DateJun 10, 2022
Instrument401189
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyETITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$1,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8850 LEAH LN, 8850, FLAGSTAFF, AZ 86004-9551

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 ODOMS MILL BLVD, PONTE VEDRA BEACH, FL 32082-4131

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 16, 2021
Property Address595 E DRAYTON ST, FERNDALE, MI 48220-1328
Document Number0000067933
Book / Page55887 / 205
Map ReferenceLB 10 PG 27
Instrument DateMar 15, 2021
Instrument67933
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
Tax$1,135.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address595 E DRAYTON ST, 595, DETROIT, MI 48220-1328

Transferred To (Grantee/Buyer)

NameVerified Name
Address3242 E SELLS DR, PHOENIX, AZ 85018-3924

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJul 01, 2019
Property Address595 E DRAYTON ST, FERNDALE, MI 48220-1328
Document Number0000104631
Book / Page052982 / 000360
Instrument DateJun 24, 2019
Instrument104631
Transaction TypeTransfer
Record UpdatedJul 23, 2019
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address595 E DRAYTON ST FERNDALE MI 482201328, FERNDALE, MI 48220-1328

Mortgage

Document Number104632
DateJul 01, 2019
Book Page052982/000361
Instrument104632
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 30, 2049

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,601.00 (-2.54%) Homeowner's exemption$111,440 (+11.35%)$222,880 (+11.35%)
2024$5,747.00 (+320.72%)
2023$100,080$200,160
2021$1,366.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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