578 E Drayton St, Ferndale, MI 48220 Property Records

Oakland County property record for 578 E Drayton St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 815 sqft · built 1922
Lot Size	0.104 acres (4,530 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Mar 2022)
Tax Bill	$6,301 (2025)
Deeds & Mortgages	Aug 2022 Transfer Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-402-010`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-402-010`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	815 sqft Living Area
1st Floor Area	815 sqft
Basement Area	815 sqft
Unfinished Basement	815 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,530 sqft (0.104 acres)
Lot Dimensions	129 ft deep x 35 ft wide
Porch	Slab
Porch Area	97 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	578 E DRAYTON ST
City	FERNDALE
State	MI
Zip	48220-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 295, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	WOODWARD HTS SUB
Legal Lot Number	295
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1007
Census Tract	173100

Owner

Source: Oakland County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2222 W GRAND RIVER AVE, A, OKEMOS, MI 48864-1604
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FSLA OF LAKEWOOD
Aug 15, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 2, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Deed Document Number	2022348294
Deed Book / Page	57610 / 411
Last Transfer Date	Jul 27, 2022
Transfer Doc	0000435997
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 26, 2022
Property Address	578 E DRAYTON ST, FERNDALE, MI 48220-1329
Document Number	0000435997
Book / Page	58068 / 221
Map Reference	LB 10 PG 27
Instrument Date	Jul 27, 2022
Instrument	435997
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27410 SHARRARD HILL CT, 27410, NEW HUDSON, MI 48165-9377

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 W GRAND RIVER AVE # A, A, OKEMOS, MI 48864-1604

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 24, 2022
Property Address	578 E DRAYTON ST, FERNDALE, MI 48220-1329
Document Number	0000348294
Book / Page	57610 / 411
Map Reference	LB 10 PG 27
Instrument Date	Mar 17, 2022
Instrument	348294
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19785 W 12 MILE RD, SOUTHFIELD, MI 48076-2584

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27410 SHARRARD HILL CT, NEW HUDSON, MI 48165-9377

Mortgage

Document Number	0057669531
Date	Mar 24, 2022
Instrument	57669/531

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.97%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.97%
Index	Other
Max Rate	8.97%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 15, 2018
Property Address	578 E DRAYTON ST, FERNDALE, MI 48220-1329
Document Number	0000135227
Book / Page	052093 / 000235
Instrument Date	Jul 27, 2018
Instrument	135227
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 W BIG BEAVER RD #200 TROY MI 480845283, 200, TROY, MI 48084-5283

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 2, 2018
Property Address	578 E DRAYTON ST, FERNDALE, MI 48220-1329
Document Number	0000109516
Book / Page	051955 / 000840
Instrument Date	Jun 12, 2018
Instrument	109516
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 W BIG BEAVER RD #200 TROY MI 480845283, 200, TROY, MI 48084-5283

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,301.00 (-1.32%)	$96,780 (+12.5%)	$193,560 (+12.5%)
2024	$6,385.00 (+70.27%)
2023		$86,030	$172,060
2021	$3,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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