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  5. E Drayton St

582 E Drayton St, Ferndale, MI 48220 Property Records

Oakland County property record for 582 E Drayton St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,060 sqft · built 1927
Lot Size0.104 acres (4,530 sqft)
OwnerIndividual Name on File
Last Sale$154,000 (Oct 2003)
Tax Bill$2,563 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-27-402-011

Property Details

APN / Parcel Number

Primary APN24-25-27-402-011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
1st Floor Area685 sqft
Basement Area685 sqft
Unfinished Basement685 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,530 sqft (0.104 acres)
Lot Dimensions129 ft deep x 35 ft wide

Exterior Amenities

PorchSlab
Porch Area47 sqft
Deck Area53 sqft
Patio Area53 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address582 E DRAYTON ST
CityFERNDALE
StateMI
Zip48220-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 294, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWOODWARD HTS SUB
Legal Lot Number294
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1007
Census Tract173100

Owner

Source: Oakland County records · APN 24-25-27-402-011

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12715 LINCOLN DR, HUNTINGTON WOODS, MI 48070-1437
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2003 · Amount on Record
Deed SaleOct 29, 2003 · Amount on Record
Prior SaleMar 10, 1998 · Amount on Record
Deed Document Number2003543501
Deed Book / Page31291 / 690
Last Transfer DateFeb 26, 2015
Transfer Doc0000109204
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 15, 2026
Property Address582 E DRAYTON ST, FERNDALE, MI 48220-1329
Document Number0000103009
Book / Page61368 / 359
Instrument DateJul 07, 2026
Instrument2026103009
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$188,617.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 PINGREE BLVD, ROYAL OAK, MI 48067-1817

Mortgage

Document Number0000104218,
DateJul 15, 2026
Instrument2026104218
Lender
NameINDEPENDENT BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000104219,
DateJul 16, 2026
Book Page61372/60
Instrument2026104219
Lender
NameMICHIGAN STATE HSNG DEV AUTH
Agreement
AmountAmount Recorded
Interest
Rate6.48%
Max Rate-1%

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,563.00 (-0.66%)$104,380 (+14.6%)$208,760 (+14.6%)
2024$2,580.00 (+8.09%)
2023$91,080$182,160
2021$2,387.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 756 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFERNDALE
serves 22,105 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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