542 Cherokee, Flagstaff, AZ 86005 Property Records

Coconino County property record for 542 Cherokee, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	1 ba · 928 sqft · built 1980
Lot Size	0.28 acres (12,197 sqft)
Owner	Owner Name on File
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-08-109A`

Property Details

APN / Parcel Number

Primary APN	`115-08-109A`
Alternative APN	`R0041637`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1980
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	12,197 sqft (0.28 acres)
Terrain	Gentle Slope
Garage Type	Detached
Garage Area	528 sqft
Porch	Porch
Porch Area	110 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0041637
Street Address	542 CHEROKEE
City	FLAGSTAFF
State	AZ
Zip	86005-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MOUNTAINAIRE UNIT 02 LOT: 358 AND:- LOT: 359 , SIXTEENTH: NE QUARTER: SW SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal Range	07E
Legal Township	20N
Legal Section	28
Legal Subdivision	MOUNTAINAIRE UNIT 02
Legal Lot Number	358&359 359
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1029
Census Tract	1500

Owner

The current owner of 542 Cherokee acquired it in November 2005.

Source: Coconino County records, as of November 5, 2025

Owner of Record	Owner Name on File
Mailing Address	542 CHEROKEE, FLAGSTAFF, AZ 86005-9540
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 29, 2005
Transfer Doc	0003356683
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	542 CHEROKEE, FLAGSTAFF, AZ 86005-9540
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 CHEROKEE, FLAGSTAFF, AZ 86005-9540

Mortgage

Document Number	0004032548
Date	Jan 28, 2026
Instrument	4032548

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	542 CHEROKEE, FLAGSTAFF, AZ 86005-9540
Document Number	0003796651
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	542 CHEROKEE FLAGSTAFF AZ 860059540, FLAGSTAFF, AZ 86005-9540

Mortgage

Document Number	0003796651
Date	Sep 25, 2017
Instrument	3796651

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 542 Cherokee was $2,242 with a homeowner's exemption.

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,820 Land $14,607 Building $35,213
2025	$2,242.00 Homeowner's exemption		$498,199 Land $146,066 Building $352,133
2024		$50,431 Land $17,184 Building $33,247
2023	$1,959.00 Homeowner's exemption		$504,311 Land $171,842 Building $332,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 542 Cherokee in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 Cherokee is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 86% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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