5947 River Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5947 River Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,874 sqft · built 1979
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,275,000 (Mar 2020)
Tax Bill	$17,879 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`283-0300-065-0000`

Property Details

APN / Parcel Number

Primary APN	`283-0300-065-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,874 sqft Living Area
1st Floor Area	2,045 sqft
2nd Floor Area	785 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	14,810 sqft (0.34 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5947 RIVER OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5 (PC)
Legal Description	POR PAR 6 P M 24-14 LYING NLY OF THE SLY LINEOF CARMICHAEL COLONY R M 10-9 CONTG 15,000 + N FORM PAR 283-300-27
Legal Subdivision	CARMICHAEL COLONY
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4004
Census Tract	7802

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5947 RIVER OAK WAY, CARMICHAEL, CA 95608-5548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 10, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 13, 2018	Grant Deed, Transfer GRINZEWITSCH GEORGE A TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Book / Page	20200310 / 745
Prior Transfer Date	May 7, 2009
Prior Transfer Doc	0000001471
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5947 RIVER OAK WAY, CARMICHAEL, CA 95608-5548
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5947 RIVER OAK WAY, CARMICHAEL, CA 95608-5548

Mortgage

Document Number	0000001126
Date	Feb 8, 2021
Instrument	202102081126

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 10, 2020
Property Address	5947 RIVER OAK WAY, CARMICHAEL, CA 95608-5548
Document Number	2003100745
Instrument Date	Mar 3, 2020
Instrument	2003100745
Transaction Type	Transfer
Record Updated	Apr 9, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,403.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5947 RIVER OAK WAY CARMICHAEL CA 956085548, CARMICHAEL, CA 95608-5548

Mortgage

Document Number	2003100746
Date	Mar 10, 2020
Instrument	2003100746

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 13, 2018
Property Address	5947 RIVER OAK WAY, CARMICHAEL, CA 95608-5548
Document Number	1807130607
Instrument Date	Jul 6, 2018
Instrument	1807130607
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,347.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5947 RIVER OAK WAY CARMICHAEL CA 956085548, CARMICHAEL, CA 95608-5548

Mortgage

Document Number	1807130608
Date	Jul 13, 2018
Instrument	1807130608

Lender

Name	GRINZEWITSCH GEORGE A TR (PT)
Address	1810 HOWE AVE, SACRAMENTO, CA 95825-1026

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,503,802 (+2%) Land $892,400 Building $611,402
2025	$17,879.00 (+2.15%) Homeowner's exemption	$1,474,316 (+5.5%) Land $874,902 Building $599,414
2024	$17,502.00 (+3.03%)
2023	$16,987.00 (+2.04%) Homeowner's exemption	$1,397,461 Land $840,930 Building $556,531
2022	$16,648.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, T-Mobile.

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