5945 Ranch Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 5945 Ranch Loop, Ferndale, WA 98248 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2025
Square Footage2,394 sqft Living Area
Lot Size4,988 sqft (0.114 acres)
GarageBuilt-in, 504 sqft
Last Sale$189,000 (2024)
Tax Bill$5,429.00 (2025)

Property Details

APN / Parcel Number

Primary APN192034
Alternative APN
  • 390124 403393 0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,394 sqft Living Area
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Exterior MaterialCombination Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area4,988 sqft (0.114 acres)
Parking Spaces2 Parking Spaces
Garage TypeBuilt-in Garage
Garage Area504 sqft Garage
Deck Area216 sqft Deck
PorchCovered Porch
Porch Area66 sqft Porch

Utilities and HVAC

Heating SystemHeat Pump Heating

Location & Zoning

Street Address5945 RANCH LOOP
CityFERNDALE
StateWA
Zip98248-2138
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHURCH HILL RANCH PUD LOT 60
Legal SubdivisionCHURCH HILL RANCH PUD
Legal Lot Number60
JurisdictionWHATCOM WA
Minor Civil DivisionFERNDALE
Census Blockgroup2
Census Block2002
Census Tract10503

Owner

Source: Whatcom County records · APN 192034

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3888 BANCROFT RD, BELLINGHAM, WA 98225-8504
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 16, 2024Deed of Trust, Mortgage · Building or Construction Mortgage
WASHINGTON FEDERAL NA
Dec 20, 2024Quit Claim Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Dec 20, 2024Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2024 · Amount on Record
Deed SaleDec 20, 2024 · Amount on Record
Prior SaleDec 20, 2024 · Amount on Record
Deed Doc Number2024-1201527
Record RefreshedJun 08, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5945 RANCH LOOP, FERNDALE, WA 98248-2138
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyCTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000501132
DateMay 16, 2024
Instrument2024-0501132
Lender
NameWASHINGTON FEDERAL NA
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateDec 20, 2024
Property Address5945 RANCH LOOP, FERNDALE, WA 98248-2138
Document Number0001201527
Map ReferenceAF 2023-0700991
Instrument DateDec 20, 2024
Instrument2024-1201527
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3888 BANCROFT RD, BELLINGHAM, WA 98225-8504

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateDec 20, 2024
Property Address5945 RANCH LOOP, FERNDALE, WA 98248-2138
Document Number0001201526
Map ReferenceAF 2023-0700991
Instrument DateDec 12, 2024
Instrument2024-1201526
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$12,143.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3888 BANCROFT RD, BELLINGHAM, WA 98225-8504

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of Washington
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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