Whatcom County property record for 5941 Ranch Loop, Ferndale, WA 98248 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $735,000 (2025) |
| Tax Bill | $1,381.00 (2025) |
| Primary APN | 390124-403399-0000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|---|
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft Deck |
| Porch | Porch |
| Porch Area | 69 sqft Porch |
| Account Number | 192033 |
|---|---|
| Street Address | 5941 RANCH LOOP |
| City | FERNDALE |
| State | WA |
| Zip | 98248-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHURCH HILL RANCH PUD LOT 59 |
| Legal Subdivision | CHURCH HILL RANCH PUD |
| Legal Lot Number | 59 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10503 |
Source: Whatcom County records · APN 390124-403399-0000
Assessment roll updated December 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5941 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 30, 2024 | Deed of Trust, Mortgage · Construction Mortgage WASHINGTON FEDERAL NA |
| Sep 24, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2025 · Amount on Record |
| Deed Sale | Jan 29, 2025 · Amount on Record |
| Deed Document Number | 20251876 |
| Last Transfer Date | Sep 22, 2025 |
| Transfer Doc | 0000002004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5941 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | CTC |
| Name | Verified Name |
|---|
| Document Number | 0000702294 |
|---|---|
| Date | Jul 30, 2024 |
| Instrument | 2024-0702294 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 24, 2025 |
| Property Address | 5941 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Document Number | 0000902004 |
| Map Reference | FILE 2023-0700991 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025-0902004 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5941 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Document Number | 0000902005 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-0902005 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 29, 2025 |
| Property Address | 5941 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Document Number | 0000101876 |
| Map Reference | AF 2023-0700991 |
| Instrument Date | Jan 10, 2025 |
| Instrument | 2025-0101876 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,143.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5941 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Document Number | 0000101877 |
|---|---|
| Date | Jan 29, 2025 |
| Instrument | 2025-0101877 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.6% |
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,381.00 | $716,679 Land $183,330 Building $533,349 | $716,679 Land $183,330 Building $533,349 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 3% of Washington |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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