5949 Ranch Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 5949 Ranch Loop, Ferndale, WA 98248 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2025
Square Footage1,914 sqft Living Area
Lot Size4,339 sqft (0.099 acres)
OccupancyOwner Occupied
Last Sale$689,500 (2025)
Tax Bill$4,751.00 (2025)

Property Details

APN / Parcel Number

Primary APN192036
Alternative APN
  • 390124 395389 0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,914 sqft Living Area
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Exterior MaterialCombination Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area4,339 sqft (0.099 acres)
Parking Spaces2 Parking Spaces
Garage TypeBuilt-in Garage
Garage Area460 sqft Garage
Deck Area170 sqft Deck
PorchCovered Porch
Porch Area141 sqft Porch

Utilities and HVAC

Heating SystemHeat Pump Heating

Location & Zoning

Street Address5949 RANCH LOOP
CityFERNDALE
StateWA
Zip98248-2138
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHURCH HILL RANCH PUD LOT 62
Legal SubdivisionCHURCH HILL RANCH PUD
Legal Lot Number62
JurisdictionWHATCOM WA
Minor Civil DivisionFERNDALE
Census Blockgroup2
Census Block2002
Census Tract10503

Owner

Source: Whatcom County records · APN 192036

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5949 RANCH LOOP, FERNDALE, WA 98248-2138
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2024Deed of Trust, Mortgage · Building or Construction Mortgage
WASHINGTON FEDERAL NA
Nov 05, 2024Deed of Trust, Mortgage · Building or Construction Mortgage
WASHINGTON FEDERAL NA
Aug 26, 2025Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2025 · Amount on Record
Deed SaleAug 26, 2025 · Amount on Record
Deed Doc Number2025-0802072
Record RefreshedJun 08, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5949 RANCH LOOP, FERNDALE, WA 98248-2138
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001000342
DateOct 04, 2024
Instrument2024-1000342
Lender
NameWASHINGTON FEDERAL NA
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5949 RANCH LOOP, FERNDALE, WA 98248-2138
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyFIRST AMERICAN TITLE KING CNTY, FIRST AMERICAN TTL KING CNTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001100210
DateNov 05, 2024
Instrument2024-1100210
Lender
NameWASHINGTON FEDERAL NA
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateAug 26, 2025
Property Address5949 RANCH LOOP, FERNDALE, WA 98248-2138
Document Number0000802072
Map ReferenceAF 2023-0700991
Instrument DateAug 25, 2025
Instrument2025-0802072
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$11,333.10
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5949 RANCH LOOP, FERNDALE, WA 98248-2138

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of Washington
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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