594 Lake Cir, Troutman, NC 28166 Property Records

Iredell County property record for 594 Lake Cir, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1972
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Jul 2018)
Tax Bill	$1,651 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4731-91-1727.000`

Property Details

APN / Parcel Number

Primary APN	`4731-91-1727.000`
Alternative APN	`80055172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Heated Area
Gross Area	2,964 sqft
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	888 sqft
Unfinished Basement	412 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Porch	Slab
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80055172
Street Address	594 LAKE CIR
City	TROUTMAN
State	NC
Zip	28166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L8 J P HOLTHOUSER #2 PB 6-26
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	91
Legal Lot Number	8
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3007
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	598 LAKE CIR, TROUTMAN, NC 28166-9607
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Nov 3, 2017	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Prior Sale	Oct 19, 2010 · Amount on Record
Deed Book / Page	2564 / 1728
Prior Transfer Date	Feb 25, 1998
Prior Transfer Doc	0000002550
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 3, 2018
Property Address	594 LAKE CIR, TROUTMAN, NC 28166
Document Number	25641728
Book / Page	002564 / 001728
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 LAKE CIR TROUTMAN NC 281669607, TROUTMAN, NC 28166-9607

Mortgage

Document Number	25641730
Date	Jul 3, 2018
Book Page	002564/001730

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	594 LAKE CIR, TROUTMAN, NC 28166
Document Number	25222426
Book / Page	002522 / 002426
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	596 LAKE CIR TROUTMAN NC 281669607, TROUTMAN, NC 28166-9607

Mortgage

Document Number	25222426
Date	Nov 8, 2017
Book Page	002522/002426

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 7, 2042

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,200 (-) Land $56,000 Building $209,200	$265,200 (-) Land $56,000 Building $209,200
2025	$1,651.00	$265,200 (-) Land $56,000 Building $209,200	$265,200 (-) Land $56,000 Building $209,200
2024	$1,651.00	$265,200 (-) Land $56,000 Building $209,200	$265,200 (-) Land $56,000 Building $209,200
2023	$1,651.00 (+65.76%)	$265,200 (+80.59%) Land $56,000 Building $209,200	$265,200 (+80.59%) Land $56,000 Building $209,200
2022	$996.00	$146,850 Land $21,000 Building $125,850	$146,850 Land $21,000 Building $125,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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