593 Lake Cir, Troutman, NC 28166 Property Records

Iredell County property record for 593 Lake Cir, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,035 sqft · built 2022
Lot Size	0.707 acres (30,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,500 (Dec 2022)
Tax Bill	$2,135 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`4731-91-2997.000`

Property Details

APN / Parcel Number

Primary APN	`4731-91-2997.000`
Alternative APNs	`77444859` `80098429`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,035 sqft Heated Area
Gross Area	2,687 sqft
1st Floor Area	792 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	30,797 sqft (0.707 acres)
Lot Dimensions	160 ft deep x 210 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80098429
Street Address	593 LAKE CIR
City	TROUTMAN
State	NC
Zip	28166-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L25 HOLTHOUSER #2 PB 6-26
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	91
Legal Lot Number	25
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3009
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	593 LAKE CIR, TROUTMAN, NC 28166-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK NA
Jun 13, 2022	Warranty Deed, Construction Loan · Construction Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Book / Page	2967 / 1524
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 29, 2022
Property Address	593 LAKE CIR, TROUTMAN, NC 28166-9607
Document Number	0029671524
Book / Page	2967 / 1524
Map Reference	MB 6 PG 23
Instrument Date	Dec 28, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$747.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 BRAWLEY SCHOOL RD STE 300, 300, MOORESVILLE, NC 28117-6212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	593 LAKE CIR, TROUTMAN, NC 28166-9607

Mortgage

Document Number	0029671527
Date	Dec 29, 2022
Instrument	2967/1527

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

June 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 13, 2022
Property Address	593 LAKE CIR, TROUTMAN, NC 28166-9607
Document Number	0029251617
Book / Page	2925 / 1617
Map Reference	MB 6 PG 23
Instrument Date	Jun 3, 2022
Transaction Type	Construction Loan
Record Updated	Dec 7, 2023
Title Company	TITLE COMPANY/NC, TITLE COMPANY OF NC

Transaction

Amount	Amount Recorded
Tax	$86.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28136 TAMARACK LN, SANTA CLARITA, CA 91390-4016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 BRAWLEY SCHOOL RD STE 300, 300, MOORESVILLE, NC 28117-6212
Investor	Possibly a Property Investor

Mortgage

Document Number	0029251620
Date	Jun 13, 2022
Instrument	2925/1620

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,860 (-) Land $48,000 Building $297,860	$345,860 (-) Land $48,000 Building $297,860
2025	$2,135.00 (-4.09%)	$345,860 (-) Land $48,000 Building $297,860	$345,860 (-) Land $48,000 Building $297,860
2024	$2,226.00 (+4.26%)	$345,860 (-) Land $48,000 Building $297,860	$345,860 (-) Land $48,000 Building $297,860
2023	$2,135.00 (+1,806.25%)	$345,860 (+1,821.44%) Land $48,000 Building $297,860	$345,860 (+1,821.44%) Land $48,000 Building $297,860
2022	$112.00	$18,000 Land $18,000	$18,000 Land $18,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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