549 Lake Cir, Troutman, NC 28166 Property Records

Iredell County property record for 549 Lake Cir, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,400 sqft · built 2001
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Aug 2021)
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4731-92-2117.000`

Property Details

APN / Parcel Number

Primary APN	`4731-92-2117.000`
Alternative APN	`80085040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,400 sqft Heated Area
Gross Area	3,940 sqft
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Finished Basement	690 sqft
Unfinished Basement	590 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	31,363 sqft (0.72 acres)

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80085040
Street Address	549 LAKE CIR
City	TROUTMAN
State	NC
Zip	28166-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L24 PT L23 J P HOLTHOUSER PB 25-211
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	92
Legal Lot Number	23-24
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3009
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	549 LAKE CIR, TROUTMAN, NC 28166-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 19, 2019	Warranty Deed, Transfer · VA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Book / Page	2845 / 566
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 26, 2021
Property Address	549 LAKE CIR, TROUTMAN, NC 28166-9607
Document Number	2845566
Book / Page	2845 / 566
Map Reference	MB 25 PG 211
Instrument Date	Aug 26, 2021
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	NOT AVAILABLE, STATEWIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 BRER FOX TRL, 156, TROUTMAN, NC 28166-7613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 LAKE CIR, TROUTMAN, NC 28166-9607

Mortgage

Document Number	2845568
Date	Aug 26, 2021
Instrument	2845/568

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 19, 2019
Property Address	549 LAKE CIR, TROUTMAN, NC 28166-9607
Document Number	2666269
Book / Page	002666 / 000269
Instrument Date	Dec 17, 2019
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	STATEWIDE TITLE COMPANY, STATEWIDE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	549 LAKE CIR TROUTMAN NC 281669607, TROUTMAN, NC 28166-9607

Mortgage

Document Number	2666272
Date	Dec 19, 2019
Book Page	002666/000272

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,650 (-) Land $44,000 Building $329,650	$373,650 (-) Land $44,000 Building $329,650
2025	$2,301.00	$373,650 (-) Land $44,000 Building $329,650	$373,650 (-) Land $44,000 Building $329,650
2024	$2,301.00	$373,650 (-) Land $44,000 Building $329,650	$373,650 (-) Land $44,000 Building $329,650
2023	$2,301.00 (+40.82%)	$373,650 (+51.26%) Land $44,000 Building $329,650	$373,650 (+51.26%) Land $44,000 Building $329,650
2022	$1,634.00	$247,030 Land $16,500 Building $230,530	$247,030 Land $16,500 Building $230,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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