5932 Cherokee Loop SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 5932 Cherokee Loop SE, Lacey, WA 98513

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,452 sqft · built 1993
Lot Size0.153 acres (6,650 sqft)
OwnerIndividual on Record
Last Sale$278,719 (Aug 2018)
Tax Bill$53 (2026)
Deeds & MortgagesApr 2025 Line of Credit
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN58440018400

Property Details

APN / Parcel Number

Primary APN58440018400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,452 sqft Living Area
Gross Area2,052 sqft
1st Floor Area1,452 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialConcrete
Lot Area6,650 sqft (0.153 acres)
View / LotLake Front
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area180 sqft
Deck Area64 sqft
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5932 CHEROKEE LOOP SE
CityLACEY
StateWA
Zip98513-6205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD 3-6
Legal DescriptionSECTION 03 TOWNSHIP 17 RANGE 1W QUARTER NE NW PLAT LAKEPOINTE PRD DIV 2 LT 184 DOCUMENT 026/033
Legal Range01
Legal Township17
Legal Section03
Legal SubdivisionLAKEPOINTE
Legal Block3
Legal Lot Number184
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group3
Census Block3011
Census Tract11622

Owner

Source: Thurston County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address5932 CHEROKEE LOOP SE, LACEY, WA 98513-6205
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2025Deed of Trust, Mortgage · Line of Credit
WASHINGTON STATE EMPLOYEES CU
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE ONE NORTHWEST INC
Aug 6, 2018Warranty Deed, Transfer · Conventional Mortgage
WASHINGTON ST EMP CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2018 · Amount on Record
Deed SaleAug 6, 2018 · Amount on Record
Prior SaleSep 22, 2008 · Amount on Record
Deed Document Number20184640968
Last Transfer DateSep 4, 2025
Transfer Doc0005070227
Record UpdatedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address5932 CHEROKEE LOOP SE, LACEY, WA 98513-6205
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyTHURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005051487
DateApr 7, 2025
Instrument5051487
Lender
NameWASHINGTON STATE EMPLOYEES CU
TypeCredit Union
AddressOLYMPIA, WA 98501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address5932 CHEROKEE LOOP SE, LACEY, WA 98513-6205
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004762103
DateJun 26, 2020
Instrument4762103
Lender
NameMORTGAGE ONE NORTHWEST INC
AddressOLYMPIA, WA 98516
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueJul 1, 2047

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateAug 6, 2018
Property Address5932 CHEROKEE LOOP SE, LACEY, WA 98513-6205
Document Number0004640968
Instrument DateAug 1, 2018
Instrument4640968
Transaction TypeTransfer
Record UpdatedOct 4, 2018
Title CompanyTHURSTON COUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,966.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5932 CHEROKEE LOOP SE LACEY WA 985136205, LACEY, WA 98513-6205

Mortgage

Document Number4640969
DateAug 6, 2018
Instrument4640969
Lender
NameWASHINGTON ST EMP CU
TypeCredit Union
AddressOLYMPIA, WA 98501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 5, 2048

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53.00 (-98.64%)
2025$437,300 (+10.01%) Land $142,800 Building $294,500$437,300 (+10.01%) Land $142,800 Building $294,500
2024$3,889.00 (+2.77%)
2023$3,784.00
2022$397,500 Land $80,700 Building $316,800$397,500 Land $80,700 Building $316,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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