5925 Cherokee Loop SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 5925 Cherokee Loop SE, Lacey, WA 98513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,640 sqft · built 1994
Lot Size	0.178 acres (7,749 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jul 2021)
Tax Bill	$53 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Jul 2021 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`58440018700`

Property Details

APN / Parcel Number

Primary APN	`58440018700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,640 sqft Living Area
Gross Area	2,173 sqft
1st Floor Area	894 sqft
Upper Floors Area	746 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Concrete
Lot Area	7,749 sqft (0.178 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	93 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5925 CHEROKEE LOOP SE
City	LACEY
State	WA
Zip	98513-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 3-6
Legal Description	SECTION 03 TOWNSHIP 17 RANGE 1W QUARTER NE NW PLAT LAKEPOINTE PRD DIV 2 LT 187 DOCUMENT 026/033
Legal Range	01
Legal Township	17
Legal Section	03
Legal Subdivision	LAKEPOINTE
Legal Block	3
Legal Lot Number	187
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	3
Census Block	3005
Census Tract	11622

Owner

Source: Thurston County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5925 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
Feb 20, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
May 17, 2017	Warranty Deed, Transfer · VA Mortgage LAND-HOME FINANCIAL SERVICES
Mar 22, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 3, 2017	Trustee's Deed, Foreclosure
Feb 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	20214866755
Prior Transfer Date	Jan 20, 2017
Prior Transfer Doc	0004547744
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5925 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005072451
Date	Sep 23, 2025
Instrument	5072451

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jul 15, 2021
Property Address	5925 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Document Number	0004866755
Map Reference	VOL 26 PG 33-37
Instrument Date	Jul 14, 2021
Instrument	4866755
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5925 CHEROKEE LOOP SE, LACEY, WA 98513-6206

Mortgage

Document Number	0004866756
Date	Jul 15, 2021
Instrument	4866756

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5925 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004737759
Date	Feb 20, 2020
Instrument	4737759

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	THURSTON WA
Recording Date	May 17, 2017
Property Address	5925 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Document Number	0004564050
Instrument Date	May 12, 2017
Instrument	4564050
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5925 CHEROKEE LOOP SE LACEY WA 985136206, LACEY, WA 98513-6206

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	May 17, 2017
Property Address	5925 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Document Number	0004564051
Map Reference	VOL26 PG33-37
Instrument Date	May 12, 2017
Instrument	4564051
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5925 CHEROKEE LOOP SE, LACEY, WA 98513-6206

Mortgage

Document Number	0004564052
Date	May 17, 2017
Instrument	4564052

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	THURSTON WA
Recording Date	Mar 22, 2017
Property Address	5925 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Document Number	0004555073
Instrument Date	Mar 23, 2017
Instrument	4555073
Transaction Type	Transfer
Record Updated	Mar 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	THURSTON WA
Recording Date	Feb 3, 2017
Property Address	5925 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Document Number	0004547743
Map Reference	VOL26 PG33-37
Instrument Date	Jan 27, 2017
Instrument	4547743
Transaction Type	Foreclosure
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3933 LAKE WASHINGTON BLVD NE STE 100, 100, KIRKLAND, WA 98033-7806
Investor	Possibly a Property Investor

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	THURSTON WA
Recording Date	Feb 3, 2017
Property Address	5925 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Document Number	0004547744
Instrument Date	Jan 20, 2017
Instrument	4547744
Transaction Type	Transfer
Record Updated	Feb 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$53.00 (-98.67%)
2025		$448,900 (+9.04%) Land $142,700 Building $306,200	$448,900 (+9.04%) Land $142,700 Building $306,200
2024	$3,976.00 (+1.45%)
2023	$3,919.00
2022		$411,700 Land $82,100 Building $329,600	$411,700 Land $82,100 Building $329,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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